1877 Rock Lake Loop, Virginia Beach, VA 23456 Property Records

Virginia Beach City property record for 1877 Rock Lake Loop, Virginia Beach, VA 23456

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,720 sqft · built 1986
Lot Size	0.113 acres (4,956 sqft)
Owner	2 Individual Names on File
Last Sale	$278,000 (Oct 2018)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Sale & Mortgage
APN	`1485-12-1425`

Property Details

APN / Parcel Number

Primary APN	`1485-12-1425`
Alternative APN	`14851214250000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,956 sqft
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft
Deck Area	518 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1877 ROCK LAKE LOOP
City	VIRGINIA BEACH
State	VA
Zip	23456-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5D
Legal Description	ROCK CREEK PHASE 1 LOT 123
Legal Section	13
Legal Subdivision	ROCK CREEK
Legal Lot Number	123
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	3
Census Block	3007
Census Tract	46014

Owner

1877 Rock Lake Loop is owned and occupied by two individuals who bought it in October 2018.

Source: Virginia Beach City records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1877 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-5822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · VA Mortgage TOWNE MTG
Oct 9, 2018	Warranty Deed, Transfer · VA Mortgage TOWNE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Aug 31, 2016 · Amount on File
Deed Document Number	20181009000831200
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	1877 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-5822
Document Number	0000477810
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 ROCK LAKE LOOP VIRGINIA BEACH VA 234565822, VIRGINIA BEACH, VA 23456-5822

Mortgage

Document Number	0000477810
Date	Jun 4, 2020
Instrument	477810

Lender

Name	TOWNE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VIRGINIA BEACH CITY VA
Recording Date	Oct 9, 2018
Property Address	1877 ROCK LAKE LOOP, VIRGINIA BEACH, VA 23456-5822
Document Number	0000831290
Instrument Date	Oct 5, 2018
Instrument	831290
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1877 ROCK LAKE LOOP VIRGINIA BEACH VA 234565822, VIRGINIA BEACH, VA 23456-5822

Mortgage

Document Number	831300
Date	Oct 9, 2018
Instrument	831300

Lender

Name	TOWNE MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1877 Rock Lake Loop was $3,602.

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,602.00	$371,400 Land $130,000 Building $241,400	$371,400 Land $130,000 Building $241,400
2023	$3,463.00	$349,800 Land $108,000 Building $241,800	$349,800 Land $108,000 Building $241,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1877 Rock Lake Loop; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1978–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1877 Rock Lake Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: Verizon.

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