18764 E 900th Rd, West Union, IL 62477 Property Records

Clark County property record for 18764 E 900th Rd, West Union, IL 62477

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,504 sqft · built 1969
Lot Size	6.2 acres (270,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jul 2018)
Tax Bill	$2,175 (2024)
Deeds & Mortgages	Mar 2022 Second Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-14-30-00-400-009`

Property Details

APN / Parcel Number

Primary APN	`04-14-30-00-400-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	270,072 sqft (6.2 acres)
Garage Type	Attached
Garage Area	5,280 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	18764 E 900TH RD
City	WEST UNION
State	IL
Zip	62477-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW SE PLAT REC 4 PAGE 391 1H 1G 1M
Jurisdiction	CLARK IL
Township / Civil Division	DARWIN
Census Block Group	5
Census Block	5052
Census Tract	60100

Owner

Source: Clark County records, as of July 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18764 E 900TH RD, WEST UNION, IL 62477-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 27, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jun 11, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Deed Document Number	20181552
Deed Book / Page	308 / 820
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0308/0536
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK IL
Property Address	18764 E 900TH RD, WEST UNION, IL 62477-2016
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18764 E 900TH RD, WEST UNION, IL 62477-2016

Mortgage

Document Number	000666/395
Date	Mar 2, 2022
Book Page	666/395
Instrument	2022-00000417

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK IL
Recording Date	Jul 27, 2018
Property Address	18764 E 900TH RD, WEST UNION, IL 62477-2016
Document Number	0308/0820
Book / Page	0308 / 0820
Instrument Date	Jul 27, 2018
Instrument	2018-00001552
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 N 2700 EAST RD, 255, PANA, IL 62557-6658

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18764 E 900TH RD, WEST UNION, IL 62477-2016

Mortgage

Document Number	201800001553
Date	Jul 27, 2018
Instrument	2018-00001553

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLARK IL
Recording Date	Jun 11, 2018
Property Address	18764 E 900TH RD, WEST UNION, IL 62477-2016
Document Number	0308/0536
Book / Page	0308 / 0536
Instrument Date	Jun 8, 2018
Instrument	2018-00001179
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 N 2700 EAST RD, PANA, IL 62557-6658

Tax Assessment & Valuation

Source: Clark County assessment roll, as of July 15, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Clark County
County Subdivision	Darwin Township
Unified School District	Marshall Community Unit School District 2C (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,175.00 (+4.57%)	$41,829 (+12%) Land $9,709 Building $32,120	$125,487 (+12%) Land $29,127 Building $96,360
2022	$2,080.00 Homeowner's exemption	$37,348 Land $8,669 Building $28,679	$112,044 Land $26,007 Building $86,037

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber DSL	500 / 75
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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