18764 7th Ave E, Clearwater, MN 55320 Property Records

Stearns County property record for 18764 7th Ave E, Clearwater, MN 55320 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,112 sqft Living Area
Lot Size	72,310 sqft (1.66 acres)
Occupancy	Owner Occupied
Last Sale	$89,900 (1994)
Tax Bill	$2,938.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`19-10765-0008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,112 sqft Living Area
Gross Area	1,746 sqft Gross Area
1st Floor	1,040 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Architectural Style	Split Level Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	72,310 sqft (1.66 acres)
Depth X Width	362 ft x 200 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	528 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	18764 7TH AVE E
City	CLEARWATER
State	MN
Zip	55320-1537
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 005 BLK 001 LUMLEYS LONG LAKE ESTATES SECTION 08 TOWNSHIP 122 RANGE 027 SECTION 08 TOWNSHIP 122 RANGE 027
Legal Range	27W
Legal Township	122
Legal Section	08
Legal Subdivision	LUMLEYS LONG LAKE ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEARNS MN
Minor Civil Division	LYNDEN
Census Blockgroup	2
Census Block	2052
Census Tract	11202

Owner

Source: Stearns County records · APN 19-10765-0008

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18764 7TH AVE E, CLEARWATER, MN 55320-1537
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 09, 1994 · Amount on Record
Deed Sale	Apr 09, 1994 · Amount on Record
Prior Sale	Apr 14, 1993 · Amount on Record
Last Transfer Date	Jun 09, 2026
Transfer Doc	0001715235
Record Refreshed	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 16, 2026
Property Address	18764 7TH AVE E, CLEARWATER, MN 55320-1537
Document Number	0001715235
Instrument Date	Jun 09, 2026
Instrument	20261715235
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	RAINS COUNTY ABSTRACT AND TITLE, STEARNS COUNTY ABSTRACT & TITL

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18764 7TH AVE E, CLEARWATER, MN 55320-1537

Mortgage

Document Number	0001715236,
Date	Jun 16, 2026
Instrument	20261715236

Lender

Name	HARVEST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 09, 2033

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Lynden Township
Unified School District	Annandale Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,938.00 (+23.86%)
2025		$344,100 (+13.94%) Land $72,400 Building $271,700	$344,100 (+13.94%) Land $72,400 Building $271,700
2023	$2,372.00	$302,000 Land $72,400 Building $229,600	$302,000 Land $72,400 Building $229,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 60% of Minnesota
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.