Schenectady County and Schenectady City property record for 1876 State St, Schenectady, NY 12304
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,401 sqft · built 2004 |
| Lot Size | 0.12 acres (5,209 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,935 (2026) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.47-1-10.211 |
| Primary APN | 421500 60.47-1-10.211 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,401 sqft Gross Area |
| Basement Area | 1,159 sqft |
| Unfinished Basement | 1,159 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 5,209 sqft (0.12 acres) |
| Lot Dimensions | 122 ft deep x 39.7 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1876 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2034 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | & P/O 3 1 WOOD & GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 10.211 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21802 |
1876 State St, a commercial property, is owned by two individuals who acquired it in October 2017.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1876 STATE ST, SCHENECTADY, NY 12304-2034 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 9, 2017 |
| Transfer Doc | 0000047010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 17, 2017 |
| Property Address | 1876 STATE ST, SCHENECTADY, NY 12304-2034 |
| Document Number | 0000047010 |
| Book / Page | 1973 / 472 |
| Map Reference | MB 1054 PG 90 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 201747010 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1876 STATE ST, 1876, SCHENECTADY, NY 12304-2034 |
| Name | Verified Name |
|---|---|
| Address | 1876 STATE ST, SCHENECTADY, NY 12304-2034 |
| Document Number | 0000047013 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 4794/255 |
| Instrument | 201747013 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
The 2026 property tax bill for 1876 State St was $5,935, up 0.6% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,935.00 (+0.64%) | ||
| 2025 | $5,897.00 | $122,200 Land $16,100 Building $106,100 | $202,351 Land $26,660 Building $175,691 |
| 2023 | $122,200 (-) Land $16,100 Building $106,100 | $154,684 (+3.8%) Land $20,380 Building $134,304 | |
| 2022 | $122,200 Land $16,100 Building $106,100 | $149,024 Land $19,634 Building $129,390 | |
| 2021 | $5,700.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1876 State St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1876 State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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