1876 Shumard Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1876 Shumard Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 2019
Lot Size	0.08 acres (3,484 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,645 (Feb 2019)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Oct 2019 Transfer Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-26-31-0637-0001-0570`

Property Details

APN / Parcel Number

Primary APN	`06-26-31-0637-0001-0570`
Alternative APN	`263106063700010570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,702 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)
Garage Type	Attached
Garage Area	252 sqft
Porch	Finished/Open Porch
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1876 SHUMARD AVE
City	SAINT CLOUD
State	FL
Zip	34771-4882
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 57
Legal Range	31E
Legal Township	26S
Legal Section	06
Legal Subdivision	OAKTREE POINTE VILLAS
Legal Lot Number	57
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1876 SHUMARD AVE, SAINT CLOUD, FL 34771-4882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 8, 2019	Special Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	201917100
Deed Book / Page	5474 / 2273
Last Transfer Date	Oct 16, 2019
Transfer Doc	0056110509
Record Updated	Jun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 23, 2019
Property Address	1876 SHUMARD AVE, SAINT CLOUD, FL 34771-4882
Document Number	0056110509
Book / Page	005611 / 000509
Instrument Date	Oct 16, 2019
Instrument	137597
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1876 SHUMARD AVE ST CLOUD FL 347714882, ST CLOUD, FL 34771-4882

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 8, 2019
Property Address	1876 SHUMARD AVE, SAINT CLOUD, FL 34771-4882
Document Number	0054742273
Book / Page	5474 / 2273
Map Reference	MB 26 PG 73&74
Instrument Date	Feb 7, 2019
Instrument	2019017100
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	777 S FLAGLER DR, 777, WEST PALM BEACH, FL 33401-6161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1876 SHUMARD AVE, SAINT CLOUD, FL 34771-4882

Mortgage

Document Number	2019017103
Date	Feb 8, 2019
Instrument	2019017103

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,093.00 (+3.79%) Homeowner's exemption Senior Citizen's exemption	$227,345 (+5.99%)	$279,200 (-4.84%) Land $65,000 Building $214,200
2024	$2,980.00 (+2.94%)
2023	$2,895.00 (+3.95%) Homeowner's exemption Senior Citizen's exemption	$214,503 (+3%)	$293,400 (+20.2%) Land $65,000 Building $228,400
2022	$2,785.00 Homeowner's exemption Senior Citizen's exemption	$208,256	$244,100 Land $50,000 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	5 (2016–2022)
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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