San Diego County property record for 1876 Ramsey Ln, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,136 sqft · built 1991 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $165,000 (Aug 1991) |
| Tax Bill | $5,440 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-360-01-00 |
| Primary APN | 282-360-01-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,136 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 198 ft deep x 129 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1876 RAMSEY LN |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-2600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 1 (EX ST) TR 009832 |
| Legal Subdivision | RAMSEY LANE SUB 3916 |
| Legal Tract | 009832 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20806 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1876 RAMSEY LN, RAMONA, CA 92065-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 1991 · Amount on Record |
| Deed Sale | Aug 30, 1991 · Amount on Record |
| Prior Sale | Aug 8, 1986 · Amount on Record |
| Deed Document Number | 1991446467 |
| Last Transfer Date | Aug 16, 2024 |
| Transfer Doc | 0000223090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1876 RAMSEY LN, RAMONA, CA 92065-2600 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 1876 RAMSEY LN, RAMONA, CA 92065-2600 |
| Document Number | 0000620751 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-0620751 |
| Name | RATE PLUS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $427,370 (+2%) Land $144,277 Building $283,093 | |
| 2025 | $5,440.00 (+8.19%) Homeowner's exemption | $418,992 (+4.04%) Land $141,449 Building $277,543 |
| 2023 | $5,028.00 (-3.14%) Homeowner's exemption | $402,723 Land $135,957 Building $266,766 |
| 2022 | $5,191.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1980–2016) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jan 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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