1876 Key Largo Rd, Vista, CA 92081 Property Records

San Diego County property record for 1876 Key Largo Rd, Vista, CA 92081

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,386 sqft · built 1991
Lot Size	2.46 acres (107,173 sqft)
Owner	Individual Name on Record
Last Sale	$283,000 (May 2003)
Tax Bill	$5,307 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-591-03-09`

Property Details

APN / Parcel Number

Primary APN	`217-591-03-09`
Alternative APN	`2175900309`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,386 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	107,173 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2175900309
Street Address	1876 KEY LARGO RD
City	VISTA
State	CA
Zip	92081-7007
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPI
Legal Description	LOT 3 US 9 PER DOCS90-497926&280560&UND INT IN TR 012459
Legal Subdivision	VISTA 89-07 PH 1
Legal Tract	012459
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1020
Census Tract	19810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1876 KEY LARGO RD, VISTA, CA 92081-7007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 1, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2003 · Amount on Record
Deed Sale	May 30, 2003 · Amount on Record
Prior Sale	Nov 17, 1995 · Amount on Record
Deed Document Number	2003635329
Prior Transfer Date	Oct 18, 1995
Prior Transfer Doc	0000525194
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1876 KEY LARGO RD, VISTA, CA 92081-7007
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1876 KEY LARGO RD, VISTA, CA 92081-7007

Mortgage

Document Number	0000338174
Date	May 3, 2021
Instrument	2021-0338174

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1876 KEY LARGO RD, VISTA, CA 92081-7007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000247038
Date	Jun 1, 2017
Instrument	2017-0247038

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1876 KEY LARGO RD, VISTA, CA 92081-7007
Document Number	0000121707
Instrument Date	Feb 18, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1876 KEY LARGO RD VISTA CA 920817007, VISTA, CA 92081-7007

Mortgage

Document Number	0000121707
Date	Mar 10, 2020
Instrument	121707

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 9, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,058 (+2%) Land $206,813 Building $211,245
2025	$5,307.00 (+7.45%) Homeowner's exemption	$409,861 (+4.04%) Land $202,758 Building $207,103
2023	$4,939.00 (+0.24%) Homeowner's exemption	$393,948 Land $194,886 Building $199,062
2022	$4,927.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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