1876 Choptank Rd, Middletown, DE 19709 Property Records

New Castle County property record for 1876 Choptank Rd, Middletown, DE 19709

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,920 sqft · built 2020
Lot Size3.4 acres (148,104 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Aug 2021)
Tax Bill$6,002 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Aug 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN13-017.00-148

Property Details

APN / Parcel Number

Primary APN13-017.00-148

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area4,920 sqft Living Area
1st Floor Area3,200 sqft
Family RoomFamily Room
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialOther
Roof TypeGable
Roof MaterialMetal
Lot Area148,104 sqft (3.4 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1876 CHOPTANK RD
CityMIDDLETOWN
StateDE
Zip19709-9648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal Subdivision1868 CHOPTANK RD
Legal Lot Number4
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group2
Census Block2005
Census Tract16610

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2022Deed of Trust, Mortgage · Line of Credit
DEXSTA FCU
Aug 2, 2021Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE SERVICES
Feb 23, 2021Deed of Trust, Mortgage
DELMARVA POLE BUILDING SUPPLY INC
Sep 16, 2020Intrafamily Transfer, Transfer · FHA Mortgage
GUARANTEED RATE INC
Jul 24, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jul 22, 2019Grant Deed, Construction Loan · Construction Mortgage
SHALLCROSS MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2021 · Amount on Record
Deed SaleAug 2, 2021 · Amount on Record
Deed Document Number202189388
Prior Transfer DateJun 12, 2020
Prior Transfer Doc0000079957
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648
Transaction TypeMortgage
Record UpdatedAug 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083068
DateAug 22, 2022
Instrument20220822-0083068
Lender
NameDEXSTA FCU
TypeCredit Union
AddressWILMINGTON, DE 19803
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 21, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateAug 2, 2021
Property Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648
Document Number0000089388
Map ReferenceDOC 20111229-0077692
Instrument DateJul 14, 2021
Instrument20210802-0089388
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648

Mortgage

Document Number0000089392
DateAug 2, 2021
Instrument20210802-0089392
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021920
DateFeb 23, 2021
Instrument20210223-0021920
Lender
NameDELMARVA POLE BUILDING SUPPLY INC
TypeNon-Lending Institution
AddressCAMDEN WYOMING, DE 19934
Agreement
AmountAmount Recorded

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNEW CASTLE DE
Recording DateSep 16, 2020
Property Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648
Document Number0000079957
Map ReferenceDOC 20111229-0077692
Instrument DateJun 12, 2020
Instrument20200916-0079957
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648

Mortgage

Document Number0000079961
DateSep 16, 2020
Instrument20200916-0079961
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueJul 1, 2050

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEW CASTLE DE
Recording DateJul 24, 2020
Property Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648
Document Number0000061114
Instrument DateJun 12, 2020
Instrument61114
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address1876 CHOPTANK RD MIDDLETOWN DE 19709, MIDDLETOWN, DE 19709

July 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionNEW CASTLE DE
Recording DateJul 22, 2019
Property Address1876 CHOPTANK RD, MIDDLETOWN, DE 19709-9648
Document Number0000055674
Instrument DateJul 16, 2019
Instrument55674
Transaction TypeConstruction Loan
Record UpdatedOct 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10 DENVER RD WILMINGTON DE 19804, WILMINGTON, DE 19804

Mortgage

Document Number55678
DateJul 22, 2019
Instrument55678
Lender
NameSHALLCROSS MTG
TypeMortgage Company
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 21, 2020

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,002.00 (-2.49%)$773,300 (+346.74%) Land $248,900 Building $524,400
2024$786,060
2023$6,155.00$173,100 Land $15,800 Building $157,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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