1876 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 1876 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,594 sqft · built 1896
Lot Size	0.06 acres (2,654 sqft)
Owner	Company Name on Record
Last Sale	$165,000 (Dec 2021)
Tax Bill	$2,551 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-24-256-001`

Property Details

APN / Parcel Number

Primary APN	`10-24-256-001`

Interior

Stories	3 Stories
Building Area	5,594 sqft Gross Area
1st Floor Area	1,484 sqft
Basement Area	1,484 sqft
Overhead Door	Overhead Door

Exterior

Year Built	Built 1896
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	2,654 sqft (0.06 acres)
Porch	Porch

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1876 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3609
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CI
Legal Description	N 26'5" - N 2/5 OF CITY LOT 436
Legal Subdivision	DUBUQUE
Legal Lot Number	436
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4021
Census Tract	500

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1293, DUBUQUE, IA 52004-1293
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage GREENSTATE CU
Jan 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Feb 10, 2006 · Amount on Record
Deed Document Number	0002120978
Prior Transfer Date	Sep 13, 2006
Prior Transfer Doc	2006-00014270
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1876 CENTRAL AVE, DUBUQUE, IA 52001-3609
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 GOLDEN EAGLE DR, DUBUQUE, IA 52001-8619

Mortgage

Document Number	0000020979
Date	Dec 28, 2021
Instrument	2021-00020979

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jan 8, 2019
Property Address	1876 CENTRAL AVE, DUBUQUE, IA 52001-3609
Document Number	0000000314
Instrument Date	Dec 26, 2018
Instrument	314
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount Recorded
Tax	$191.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SAWGRASS COTO DE CAZA CA 926794906, COTO DE CAZA, CA 92679-4906

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$205,700 (+20.36%) Land $21,500 Building $184,200	$205,700 (+20.36%) Land $21,500 Building $184,200
2024	$2,551.00 (+10.15%)
2023		$170,900 (+27.23%) Land $19,100 Building $151,800	$170,900 (+27.23%) Land $19,100 Building $151,800
2022	$2,316.00	$134,320 Land $19,110 Building $115,210
2021			$134,320 Land $19,110 Building $115,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2002)
Most Recent Claim	Jun 2002 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services.

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