Ramsey County property record for 1876 Berkeley Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,404 sqft · built 1955 |
| Lot Size | 0.117 acres (5,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Apr 2026) |
| Tax Bill | $6,222 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-23-21-0079 |
| Primary APN | 09-28-23-21-0079 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Family Room | Family Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Lot Area | 5,080 sqft (0.117 acres) |
| Lot Dimensions | 127 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 611010 |
|---|---|
| Street Address | 1876 BERKELEY AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUDITORS SUBDIVISION NO. 58 LOT 6 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 09 |
| Legal Subdivision | AUDITORS SUBDIVISION NO. 58 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 36300 |
Source: Ramsey County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1876 BERKELEY AVE, SAINT PAUL, MN 55105-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Jan 17, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GNTY MTG CORP |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Jan 17, 2024 · Amount on Record |
| Deed Document Number | 20262814463 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 22, 2026 |
| Property Address | 1876 BERKELEY AVE, SAINT PAUL, MN 55105-1630 |
| Document Number | 0T02814463 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20262814463 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | EAGLE TITLE, EAGLE CREEK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154,530.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1876 BERKELEY AVE, SAINT PAUL, MN 55105-1630 |
| Document Number | 0002814463, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20262814463 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 17, 2024 |
| Property Address | 1876 BERKELEY AVE, SAINT PAUL, MN 55105-1630 |
| Document Number | 0T02767819 |
| Instrument Date | Jan 15, 2023 |
| Instrument | T02767819 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2026 |
| Title Company | EAGLE CREEK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,221.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1876 BERKELEY AVE, SAINT PAUL, MN 55105-1630 |
| Document Number | 0T02767820 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | T02767820 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1876 BERKELEY AVE, SAINT PAUL, MN 55105-1630 |
| Document Number | 0002680574 |
| Instrument Date | Oct 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1876 BERKELEY AVE ST PAUL MN 551051630, ST PAUL, MN 55105-1630 |
| Document Number | 0002680574 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2680574 |
| Name | FIRST GNTY MTG CORP |
|---|---|
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 9, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1876 BERKELEY AVE, SAINT PAUL, MN 55105-1630 |
| Document Number | 0002616565 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1876 BERKELEY AVE ST PAUL MN 551051630, ST PAUL, MN 55105-1630 |
| Document Number | 0002616565 |
|---|---|
| Date | Jun 19, 2018 |
| Instrument | 2616565 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 18, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.34% |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,222.00 (-1.36%) Homeowner's exemption | $389,900 (-0.2%) Land $129,800 Building $260,100 | $389,900 (-0.2%) Land $129,800 Building $260,100 |
| 2024 | $6,308.00 (+3.07%) | ||
| 2023 | $6,120.00 Homeowner's exemption | $390,700 Land $129,800 Building $260,900 | $390,700 Land $129,800 Building $260,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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