Cecil County property record for 1876 Appleton Rd, Elkton, MD 21921 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,368 sqft · built 1977 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Sep 2017) |
| Tax Bill | $2,359 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-022157 |
| Primary APN | 04-022157 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,368 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 57,935 sqft (1.33 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 022157 |
|---|---|
| Street Address | 1876 APPLETON RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.339 ACRE 1876 APPLETON ROAD COWENTOWN |
| Legal Subdivision | HOLLYWOOD BEACH |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30602 |
Source: Cecil County records · APN 04-022157
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jan 08, 2024 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage EMORTGAGE FUNDING LLC |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Sep 20, 2017 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on Record |
| Deed Sale | Sep 20, 2017 · Amount on Record |
| Prior Sale | Apr 03, 1997 · Amount on Record |
| Deed Book / Page | 4134 / 174 |
| Prior Transfer Date | Aug 01, 2013 |
| Prior Transfer Doc | 0034550333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 22, 2026 |
| Property Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Document Number | 5804000458 |
| Book / Page | 5804 / 458 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Document Number | 5804000458, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 5804/458 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 01, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Document Number | 0054140484 |
|---|---|
| Date | Jan 08, 2024 |
| Book Page | 5414/484 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Document Number | 0052730002 |
|---|---|
| Date | Dec 15, 2022 |
| Book Page | 5273/2 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 0050450101 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 5045/101 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Sep 20, 2017 |
| Property Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Document Number | 0041340174 |
| Book / Page | 4134 / 174 |
| Instrument Date | Sep 01, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1876 APPLETON RD, ELKTON, MD 21921-2906 |
| Document Number | 0004134183 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 4134/183 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,900 (+1.86%) | $233,100 (+5.57%) Land $73,100 Building $160,000 | |
| 2025 | $2,359.00 (+57.37%) Homeowner's exemption | $220,800 (+9.85%) Land $73,100 Building $147,700 | $220,800 (-) Land $73,100 Building $147,700 |
| 2023 | $1,499.00 Homeowner's exemption | $201,000 | $220,800 Land $73,100 Building $147,700 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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