18755 Pence Rd, Sidney, OH 45365 Property Records

Shelby County property record for 18755 Pence Rd, Sidney, OH 45365

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,260 sqft · built 1993
Lot Size	9.75 acres (425,015 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Jan 2013)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Mar 2024 Sale May 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`38-2120400.002`

Property Details

APN / Parcel Number

Primary APN	`38-2120400.002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	2,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	425,015 sqft (9.75 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	244 sqft
Patio Area	192 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	18755 PENCE RD
City	SIDNEY
State	OH
Zip	45365-8562
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	R14 T01 S20 CT PT FR SEC 280-21-20-400-002PLAT V22 P253
Jurisdiction	SHELBY OH
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1000
Census Tract	972200

Owner

18755 Pence Rd, a rural home, is owned and occupied by two individuals who bought it in January 2013.

Source: Shelby County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18755 PENCE RD, SIDNEY, OH 45365-8562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Warranty Deed, Transfer
May 24, 2021	Deed of Trust, Mortgage · Line of Credit HONDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2013 · Amount on File
Deed Sale	Jan 9, 2013 · Amount on File
Prior Sale	Feb 16, 2006 · Amount on File
Deed Document Number	2013164
Deed Book / Page	1894 / 227
Transfer Doc	02318/5084
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Mar 11, 2024
Property Address	18755 PENCE RD, SIDNEY, OH 45365-8562
Document Number	02318/5084
Book / Page	2318 / 5084
Instrument Date	Dec 6, 2023
Instrument	202401046
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18755 PENCE RD, SIDNEY, OH 45365-8562

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	18755 PENCE RD, SIDNEY, OH 45365-8562
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2288/649
Date	May 24, 2021
Book Page	2288/649
Instrument	202100003576

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	353 Months
Due	Oct 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 18755 Pence Rd was $4,068 with a homeowner's exemption, down 2.7% from the year before.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Perry Township
Unified School District	Fairlawn Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00 (-2.75%)	$127,800 (-) Land $27,310 Building $100,490
2024	$4,183.00 (-0.45%) Homeowner's exemption	$127,800 (-) Land $27,310 Building $100,490
2023	$4,202.00 (+12.9%) Homeowner's exemption	$127,800 (+38.43%) Land $27,310 Building $100,490	$365,130 Land $78,030 Building $287,100
2022	$3,722.00 Homeowner's exemption	$92,320 Land $21,990 Building $70,330
2020			$263,780 Land $62,840 Building $200,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18755 Pence Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18755 Pence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pence Rd

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