18754 Silver Quay Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18754 Silver Quay Dr, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,156 sqft · built 1995
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Apr 2026)
Tax Bill	$1,983 (2024)
Deeds & Mortgages	Apr 2026 Sale Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-483-17`

Property Details

APN / Parcel Number

Primary APN	`001-483-17`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,156 sqft Living Area
1st Floor Area	568 sqft
Upper Floors Area	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	1,307 sqft (0.03 acres)
Porch	Finished/Screened Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18754 SILVER QUAY DR
City	CORNELIUS
State	NC
Zip	28031-8747
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NR
Legal Description	UNIT 33 BLD 7 M26-530
Legal Subdivision	SILVER QUAY PH02
Legal Block	3
Legal Lot Number	17
Legal Unit	33
Jurisdiction	MECKLENBURG NC
Township / Civil Division	10, LEMLEY
Census Block Group	2
Census Block	2000
Census Tract	6220

Owner

18754 Silver Quay Dr, a townhouse, is owned and occupied by an individual who bought it in April 2026.

Source: Mecklenburg County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer MASTER TITLE
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage NFM INC
Mar 11, 2019	Deed of Trust, Mortgage PREMIER BK
Mar 18, 2019	Grant Deed, Mortgage PREMIER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Oct 19, 2022 · Amount on File
Deed Document Number	202634666
Deed Book / Page	40324 / 788
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 6, 2026
Property Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747
Document Number	0000034666
Book / Page	40324 / 788
Instrument Date	Apr 1, 2026
Instrument	202634666
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	MASTER TITLE

Transaction

Amount	Amount on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 19, 2022
Property Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747
Document Number	0000144487
Book / Page	37721 / 42
Map Reference	MB 26 PG 530
Instrument Date	Oct 14, 2022
Instrument	2022144487
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8604 GLADE CT, HUNTERSVILLE, NC 28078-5134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747

Mortgage

Document Number	0000144488
Date	Oct 19, 2022
Instrument	2022144488

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 10, 2021
Property Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747
Document Number	0000026270
Book / Page	35659 / 709
Map Reference	MB 26 PG 530
Instrument Date	Feb 10, 2021
Instrument	2021026270
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	AUSTIN TITLE, AUSTIN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 SOUTHERN WOODS DR, SOUTH CHARLESTON, WV 25309-8691

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747

Mortgage

Document Number	0000026271
Date	Feb 10, 2021
Instrument	2021026271

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747
Document Number	0000029966
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	216 SOUTHERN WOODS DR SOUTH CHARLESTON WV 253098691, SOUTH CHARLESTON, WV 25309-8691

Mortgage

Document Number	0000029966
Date	Mar 18, 2019
Book Page	033357/000409
Instrument	29966

Lender

Name	PREMIER BK
Type	Bank
Address	CHARLESTON, WV 25302

Agreement

Amount	Amount on Record

March 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 18, 2019
Property Address	18754 SILVER QUAY DR, CORNELIUS, NC 28031-8747
Book / Page	033357 / 000402
Instrument Date	Feb 27, 2019
Instrument	29965
Transaction Type	Mortgage
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	216 SOUTHERN WOODS DR SOUTH CHARLESTON WV 253098691, SOUTH CHARLESTON, WV 25309-8691

Mortgage

Document Number	0000029965
Date	Mar 18, 2019
Book Page	033357/000402
Instrument	29965

Lender

Name	PREMIER BK
Type	Bank
Address	201 PENNSYLVANIA AVE, CHARLESTON, WV 25302-2315

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$294,700 Land $80,000 Building $214,700	$294,700 Land $80,000 Building $214,700
2024	$1,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18754 Silver Quay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18754 Silver Quay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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