Montgomery County property record for 18752 Ginger Ct, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,464 sqft · built 1977 |
| Lot Size | 0.064 acres (2,772 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01591123 |
| Primary APN | 09-01591123 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,772 sqft (0.064 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01591123 |
|---|---|
| Street Address | 18752 GINGER CT |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-2019 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R60 |
| Legal Description | GERMANTOWN PARK |
| Legal Subdivision | GERMANTOWN PARK |
| Legal Block | 2 |
| Legal Lot Number | 304 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700815 |
18752 Ginger Ct, a townhouse, is owned and occupied by an individual who acquired it in February 2006.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18752 GINGER CT, GERMANTOWN, MD 20874-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 18, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 14, 2006 |
| Transfer Doc | 0000043396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18752 GINGER CT, GERMANTOWN, MD 20874-2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0572890404 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 57289/404 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18752 GINGER CT, GERMANTOWN, MD 20874-2019 |
| Document Number | 0554960034 |
| Instrument Date | Nov 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 18752 GINGER CT GERMANTOWN MD 208742019, GERMANTOWN, MD 20874-2019 |
| Document Number | 0554960034 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 055496/000034 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18752 Ginger Ct was $2,646, down 23.8% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,100 (+7.54%) Land $100,000 Building $215,100 | $315,100 (-) Land $100,000 Building $215,100 | |
| 2025 | $2,646.00 (-23.83%) | $293,000 | $315,100 Land $100,000 Building $215,100 |
| 2024 | $3,474.00 | ||
| 2023 | $248,800 Land $100,000 Building $148,800 | $248,800 Land $100,000 Building $148,800 | |
| 2022 | $1,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18752 Ginger Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18752 Ginger Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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