18752 40th Ave, Conklin, MI 49403 Property Records

Ottawa County property record for 18752 40th Ave, Conklin, MI 49403

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Sep 2023)
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-06-05-300-014`

Property Details

APN / Parcel Number

Primary APN	`70-06-05-300-014`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	18752 40TH AVE
City	CONKLIN
State	MI
Zip	49403-9558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW 1/4 COM AT W 1/4 COR, TH S 01D 55M 18S E 40 FT ALG W SEC LI TO PT OF BEG, TH N 89D 44M 55S E 4356 FT, S 01D 55M 18S E 200 FT, S 89D 44M 55S W 4356 FT, TH N 01D 55M 18S W 200 FT ALG SD W LI TO BEG SEC 5 T8N R13W 2 AC
Legal Range	13W
Legal Township	08N
Legal Section	05
Jurisdiction	OTTAWA MI
Township / Civil Division	WRIGHT
Census Block Group	2
Census Block	2020
Census Tract	20100

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18752 40TH AVE, CONKLIN, MI 49403-9558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Mar 16, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 21, 2023	Warranty Deed, Transfer · Construction Mortgage CHOICEONE BANK
Sep 21, 2023	Intrafamily Transfer, Transfer
Dec 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage CREDIT UNION ONE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on Record
Deed Sale	Sep 21, 2023 · Amount on Record
Deed Document Number	202324108
Last Transfer Date	Mar 9, 2026
Transfer Doc	0000006847
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Aug 25, 2026
Property Address	18752 40TH AVE, CONKLIN, MI 49403-9558
Document Number	0000026204
Instrument Date	Aug 20, 2026
Instrument	202626204
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18752 40TH AVE, CONKLIN, MI 49403-9558

Mortgage

Document Number	0000026204,
Date	Aug 25, 2026
Instrument	202626204

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18752 40TH AVE, CONKLIN, MI 49403-9558
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18752 40TH AVE, CONKLIN, MI 49403-9558

Mortgage

Document Number	20240005667
Date	Mar 12, 2024
Instrument	2024-0005667

Lender

Name	CHOICEONE BANK
Type	Bank
Address	HOMER, MI 49245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Mar 16, 2026
Property Address	18752 40TH AVE, CONKLIN, MI 49403-9558
Document Number	20260006847
Instrument Date	Mar 9, 2026
Instrument	2026-0006847
Transaction Type	Transfer
Record Updated	Mar 26, 2026
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18752 40TH AVE, CONKLIN, MI 49403-9558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18752 40TH AVE, CONKLIN, MI 49403-9558

Mortgage

Document Number	20260006848
Date	Mar 16, 2026
Instrument	2026-0006848

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Sep 21, 2023
Property Address	18784 40TH AVE, CONKLIN, MI 49403-9558
Document Number	20230024108
Instrument Date	Sep 19, 2023
Instrument	2023-0024108
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18784 40TH AVE, CONKLIN, MI 49403-9558

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	948 RED TAIL DR, COOPERSVILLE, MI 49404-9493

Mortgage

Document Number	20230024110
Date	Sep 21, 2023
Instrument	2023-0024110

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2024

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Sep 21, 2023
Property Address	18784 40TH AVE, CONKLIN, MI 49403-9558
Document Number	20230024109
Instrument Date	Sep 19, 2023
Instrument	2023-0024109
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18784 40TH AVE, CONKLIN, MI 49403-9558

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18784 40TH AVE, CONKLIN, MI 49403-9558
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18784 40TH AVE, CONKLIN, MI 49403-9558

Mortgage

Document Number	20220043205
Date	Dec 27, 2022
Instrument	2022-0043205

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2037

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Wright Township
Unified School District	Coopersville Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,700 (+7%)	$513,400 (+7%)
2025	$6,112.00 Homeowner's exemption	$239,900 (+597.38%)	$479,800 (+597.38%)
2023		$34,400	$68,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2013–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2014 · tidal / storm surge
Claims by Event	Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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