18751 Saint Ave, Cresco, IA 52136 Property Records

Howard County property record for 18751 Saint Ave, Cresco, IA 52136

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,336 sqft · built 1938
Lot Size	15.1 acres (659,934 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Nov 2014)
Tax Bill	$2,706 (2026)
Deeds & Mortgages	May 2022 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140011444030000`

Property Details

APN / Parcel Number

Primary APN	`140011444030000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Basement Area	780 sqft
Unfinished Basement	1,456 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	659,934 sqft (15.1 acres)

Exterior Amenities

Porch	Slab
Porch Area	854 sqft
Deck Area	280 sqft
Patio Area	267 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18751 SAINT AVE
City	CRESCO
State	IA
Zip	52136-8328
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 2 OF 1 E 1/2 SE
Legal Range	12W
Legal Township	97N
Legal Section	01
Legal Subdivision	SOUTHEAST QUARTER OF SECTION ONE
Legal Lot Number	2
Jurisdiction	HOWARD IA
Township / Civil Division	PARIS
Census Block Group	2
Census Block	2058
Census Tract	960200

Owner

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18751 SAINT AVE, CRESCO, IA 52136-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CRESCO BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2014 · Amount on Record
Deed Sale	Nov 19, 2014 · Amount on Record
Deed Document Number	20141633
Deed Book / Page	2014 / 1633
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	18751 SAINT AVE, CRESCO, IA 52136-8328
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/839
Date	May 27, 2022
Book Page	2022/839
Instrument	2022 0839

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 27, 2042

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Margin	3

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	18751 SAINT AVE, CRESCO, IA 52136-8328
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1784
Date	Sep 21, 2021
Book Page	2021/1784
Instrument	2021 01784

Lender

Name	CRESCO BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,706.00	$232,310 (-) Land $13,280 Building $219,030	$238,730 (+2.76%) Land $19,700 Building $219,030
2025	$2,706.00 (+14.56%) Homeowner's exemption	$232,310 (+20.2%) Land $13,280 Building $219,030	$232,310 (+20.2%) Land $13,280 Building $219,030
2024	$2,362.00 (+10.58%)
2023		$193,270 (+29.97%) Land $9,960 Building $183,310	$193,270 (+29.97%) Land $9,960 Building $183,310
2022	$2,136.00 Homeowner's exemption Additional exemption filed	$148,700 Land $7,310 Building $141,390
2021			$148,700 Land $7,310 Building $141,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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