1875 Taylor Rd, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 1875 Taylor Rd, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,501 sqft · built 1980
Lot Size	0.891 acres (38,800 sqft)
Owner	Individual Name on File
Last Sale	$419,000 (May 2023)
Tax Bill	$4,015 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`412308302010`

Property Details

APN / Parcel Number

Primary APN	`412308302010`
Alternative APNs	`00763040003000` `10004703331`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,501 sqft Living Area
Gross Area	3,310 sqft
1st Floor Area	2,501 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,800 sqft (0.891 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	592 sqft
Driveway	Asphalt Driveway
Driveway Area	783 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00763040003000
Street Address	1875 TAYLOR RD
City	PUNTA GORDA
State	FL
Zip	33950-6248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF10
Legal Description	W H BENNETTS SUB LT 3 LESS THAT PT LYING NE FROM A LN EXT FROM MOST NLY COR LT 3 TO A PT LYING 66.03FT SE FROM MOST WLY COR LT 3 612/2147 744/590 744/2100 DC1034/1006-JS 1120/1031 3377/1567 3658/77 3684/309 UNREC DC-DDJ 4205/945 4229/2
Legal Range	23E
Legal Township	41S
Legal Section	08
Legal Subdivision	W H BENNETTS SUB
Legal Tract	BWH
Legal Lot Number	3
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1063
Census Tract	10302

Owner

1875 Taylor Rd is owned and occupied by an individual who bought it in May 2023.

Source: Charlotte County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST FUNDING LP
Nov 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage KRISTOPHER E & SUSAN P FERNANDEZ
Aug 14, 2017	Warranty Deed, Transfer BROWN AND ASSOCIATES LAW AND TITLE, BROWN & ASSOCS LAW & TITLE
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICA S MORTGAGE LENDER LLC
Jun 2, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	20233258320
Prior Transfer Date	Aug 15, 2012
Prior Transfer Doc	0036840309
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 2, 2023
Property Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248
Document Number	0003258320
Map Reference	MB 6 PG 16
Instrument Date	May 1, 2023
Instrument	3258320
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,933.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	385 FISH HAWK DR, WINTER HAVEN, FL 33884-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248

Mortgage

Document Number	0003258321
Date	May 2, 2023
Instrument	3258321

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248

Mortgage

Document Number	0049960249
Date	Jun 3, 2022
Book Page	4996/249
Instrument	3111118

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248
Document Number	0043810734
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1875 TAYLOR RD PUNTA GORDA FL 339506248, PUNTA GORDA, FL 33950-6248

Mortgage

Document Number	0043810734
Date	Nov 21, 2018
Book Page	004381/000734
Instrument	2663623

Lender

Name	KRISTOPHER E & SUSAN P FERNANDEZ
Address	114 S FREMONT AVE, TAMPA, FL 33606-1703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Nov 20, 2025

Interest

Rate	10%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 14, 2017
Property Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248
Document Number	0042290286
Book / Page	004229 / 000286
Instrument Date	Aug 9, 2017
Instrument	2545462
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	BROWN AND ASSOCIATES LAW AND TITLE, BROWN & ASSOCS LAW & TITLE

Transaction

Amount	Amount on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1875 TAYLOR RD PUNTA GORDA FL 339506248, PUNTA GORDA, FL 33950-6248

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 2, 2017
Property Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248
Document Number	0042050945
Book / Page	4205 / 0945
Map Reference	MB6 PG16
Instrument Date	May 31, 2017
Instrument	2528474
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,218.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29200 JONES LOOP RD LOT 442, 29200, PUNTA GORDA, FL 33950-9312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	473 GRANDVIEW AVE, WOONSOCKET, RI 02895-2719

Mortgage

Document Number	0002528475
Date	Jun 2, 2017
Instrument	2528475

Lender

Name	AMERICA S MORTGAGE LENDER LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 2, 2017
Property Address	1875 TAYLOR RD, PUNTA GORDA, FL 33950-6248
Document Number	0042050934
Book / Page	004205 / 000934
Instrument Date	May 30, 2017
Instrument	2528472
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 TAYLOR RD PUNTA GORDA FL 339506248, PUNTA GORDA, FL 33950-6248

Tax Assessment & Valuation

The 2025 property tax bill for 1875 Taylor Rd was $4,015, down 24.5% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,015.00 (-24.52%)	$306,188 Land $47,631 Building $258,557	$306,188 Land $47,631 Building $258,557
2024	$5,319.00 (+34.86%)
2023	$3,944.00 (+1.73%) Homeowner's exemption Disabled Person's exemption	$258,749 (+3%)	$293,797 (-6.39%) Land $50,036 Building $243,761
2022	$3,877.00 Homeowner's exemption Disabled Person's exemption	$251,213	$313,851 Land $42,531 Building $271,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1875 Taylor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 547 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	565 units insured incl. 18 condo units
Nearby Flood Claims	191 (1979–2024)
Claims Outside the SFHA	1 of 191
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 16 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1875 Taylor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, CenturyLink.

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