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1875 SE Ocean Cove Way, Stuart, FL 34996 Property Records

Martin County property record for 1875 SE Ocean Cove Way, Stuart, FL 34996

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · built 2023
Lot Size0.05 acres (2,178 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (May 2023)
Tax Bill$7,429 (2025)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-38-41-017-000-0074.0-0-0000

Property Details

APN / Parcel Number

Primary APN02-38-41-017-000-0074.0-0-0000
Alternative APNs
  • 02-38-41-017-000-00740-0
  • 1124173

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
ElevatorElevator

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1875 SE OCEAN COVE WAY
CitySTUART
StateFL
Zip34996-2855
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 74 OCEAN COVE ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 57 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range41E
Legal Township38S
Legal Section2
Legal SubdivisionOCEAN COVE
Legal Block1
Legal Lot Number74
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1003
Census Tract901

Owner

Source: Martin County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1875 SE OCEAN COVE WAY, STUART, FL 34996-2855
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2023 · Amount on Record
Deed SaleMay 4, 2023 · Amount on Record
Deed Document Number20233014697
Deed Book / Page3373 / 314
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 4, 2023
Property Address1875 SE OCEAN COVE WAY, STUART, FL 34996-2855
Document Number0033730314
Book / Page3373 / 314
Map ReferenceMB 18 PG 57-61
Instrument DateApr 28, 2023
Instrument3014697
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 30, 2024
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1475 CENTREPARK BLVD, WEST PALM BEACH, FL 33401-7423

Transferred To (Grantee/Buyer)

NameVerified Name
Address1875 SE OCEAN COVE WAY, STUART, FL 34996-2855

Mortgage

Document Number0003373316
DateMay 4, 2023
Instrument3373/316
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,429.00 (+2.7%)$417,320 (+1,268.62%) Land $160,000 Building $257,320$417,320 (+905.59%) Land $160,000 Building $257,320
2024$7,234.00 (+888.25%)
2023$732.00 (+4.72%)$30,492 (+1%)$41,500 (-) Land $41,500
2022$699.00$27,720$41,500 Land $41,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies461 units insured
incl. 328 condo units
Nearby Flood Claims37 (1983–2024)
Claims Outside the SFHA14 of 37
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Blue Stream
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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