1875 Rockfork Rd, Morehead, KY 40351 Property Records

Rowan County property record for 1875 Rockfork Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,624 sqft · built 1969
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,000 (Feb 2023)
Tax Bill	$208 (2025)
Deeds & Mortgages	Feb 2023 Transfer Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`075-00 00 003.00`

Property Details

APN / Parcel Number

Primary APN	`075-00 00 003.00`
Alternative APNs	`10403` `9827` `9893`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	10403
Street Address	1875 ROCKFORK RD
City	MOREHEAD
State	KY
Zip	40351-8188
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE GARAGES & 1 A+- ROCK FORK ROAD
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	1
Census Block	1015
Census Tract	950100

Owner

Source: Rowan County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1875 ROCKFORK RD, MOREHEAD, KY 40351-8188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Intrafamily Transfer, Transfer
Aug 13, 2020	Deed of Trust, Mortgage · Line of Credit KENTUCKY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Deed Document Number	20232021313
Deed Book / Page	286 / 825
Record Updated	Jun 8, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Feb 10, 2023
Property Address	1875 ROCKFORK RD, MOREHEAD, KY 40351-8188
Document Number	00D286/830
Book / Page	D286 / 830
Instrument Date	Feb 10, 2023
Instrument	2021314
Transaction Type	Transfer
Record Updated	Feb 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 ISLAND FORK RD, MOREHEAD, KY 40351-8193

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 ROCKFORK RD, MOREHEAD, KY 40351-8188

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	1875 ROCKFORK RD, MOREHEAD, KY 40351-8188
Transaction Type	Mortgage
Record Updated	Aug 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A422/154
Date	Aug 13, 2020
Book Page	A422/154
Instrument	2005967

Lender

Name	KENTUCKY BANK
Type	Bank
Address	MOREHEAD, KY 40351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 3, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$208.00 (-11.49%) Homeowner's exemption	$74,000 (-) Land $7,000 Building $67,000	$74,000 (-) Land $7,000 Building $67,000
2023	$235.00 Homeowner's exemption	$74,000 Land $7,000 Building $67,000	$74,000 Land $7,000 Building $67,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (2001–2017)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jun 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Mudslides, Jul 2010 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rockfork Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures