1875 River Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 1875 River Rd, Elkton, VA 22827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,239 sqft · built 1980
Lot Size0.775 acres (33,759 sqft)
OwnerIndividual Name on Record
Last Sale$158,000 (May 2019)
Tax Bill$1,816 (2026)
Deeds & MortgagesOct 2023 Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN114-(A)-L181

Property Details

APN / Parcel Number

Primary APN114-(A)-L181
Alternative APNs
  • R24769
  • 24769

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,239 sqft Living Area
Gross Area3,416 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area33,759 sqft (0.775 acres)
DrivewayPaver Driveway
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberR24769
Street Address1875 RIVER RD
CityELKTON
StateVA
Zip22827-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionELKTON
Legal SubdivisionELKTON
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1006
Census Tract10301

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1875 RIVER RD, ELKTON, VA 22827-2609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jan 27, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
May 14, 2019Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Feb 24, 2017Special Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2019 · Amount on Record
Deed SaleMay 14, 2019 · Amount on Record
Prior SaleFeb 24, 2017 · Amount on Record
Deed Document Number201911483
Deed Book / Page5114 / 772
Last Transfer DateDec 1, 2021
Transfer Doc005534/272
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address1875 RIVER RD, ELKTON, VA 22827-2609
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005739/440
DateOct 3, 2023
Book Page5739/440
Instrument2023-20700
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKINGHAM VA
Recording DateJan 27, 2022
Property Address1875 RIVER RD, ELKTON, VA 22827-2609
Document Number005534/272
Book / Page5534 / 272
Instrument DateDec 1, 2021
Instrument2022-02482
Transaction TypeTransfer
Record UpdatedFeb 11, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1875 RIVER RD, ELKTON, VA 22827-2609

Mortgage

Document Number0202202483
DateJan 27, 2022
Instrument2022-02483
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateMay 14, 2019
Property Address1875 RIVER RD, ELKTON, VA 22827-2609
Document Number5114/772
Book / Page5114 / 772
Instrument DateApr 18, 2019
Instrument2019-11483
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$158.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1875 RIVER RD, ELKTON, VA 22827-2609

Mortgage

Document Number201911484
DateMay 14, 2019
Instrument2019-11484
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

February 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionROCKINGHAM VA
Recording DateFeb 24, 2017
Property Address1875 RIVER RD, ELKTON, VA 22827-2609
Document Number4850/464
Book / Page4850 / 464
Instrument DateFeb 1, 2017
Instrument2017-00005235
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address150 QUAIL CROFT DR, GOLDSBORO, NC 27534-9626

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,816.00 (+42.99%)$275,160 (+47.3%) Land $49,000 Building $226,160$275,160 (+47.3%) Land $49,000 Building $226,160
2025$1,270.00$186,800 Land $35,000 Building $151,800
2022$186,800 Land $35,000 Building $151,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2006–2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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