1875 Garrett Rd, Manchester, MD 21102 Property Records

Carroll County property record for 1875 Garrett Rd, Manchester, MD 21102

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,209 sqft · built 2006
Lot Size	1.48 acres (64,599 sqft)
Owner	2 Trust Names on File
Last Sale	$402,000 (Aug 2018)
Tax Bill	$5,493 (2026)
Deeds & Mortgages	Dec 2025 Transfer Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-069312`

Property Details

APN / Parcel Number

Primary APN	`06-069312`
Alternative APN	`069312`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,209 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	64,599 sqft (1.48 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	069312
Street Address	1875 GARRETT RD
City	MANCHESTER
State	MD
Zip	21102-1026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT -1.483 ACRES 1875 GARRETT RD MANCHESTER
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	1
Census Block	1000
Census Tract	506101

Owner

1875 Garrett Rd is owner-occupied and held in a trust since November 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 5, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Aug 21, 2018	Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES
Mar 3, 2017	Grant Deed, Transfer · Conventional with PMI FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Book / Page	9097 / 420
Last Transfer Date	Nov 23, 2025
Transfer Doc	0116350344
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 4, 2025
Property Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026
Document Number	0116350344
Book / Page	11635 / 344
Instrument Date	Nov 23, 2025
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & STLMT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101560363
Date	Mar 11, 2021
Book Page	10156/363

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026
Document Number	0093210440
Instrument Date	Jun 5, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1875 GARRETT RD MANCHESTER MD 211021026, MANCHESTER, MD 21102-1026

Mortgage

Document Number	0093210440
Date	Jun 18, 2019
Book Page	009321/000440

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 21, 2018
Property Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026
Document Number	0090970420
Book / Page	9097 / 0420
Instrument Date	Aug 15, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026

Mortgage

Document Number	0009097428
Date	Aug 21, 2018
Instrument	9097/428

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 3, 2017
Property Address	1875 GARRETT RD, MANCHESTER, MD 21102-1026
Document Number	0086250284
Book / Page	00862 / 000284
Instrument Date	Feb 8, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1875 GARRETT RD MANCHESTER MD 211021026, MANCHESTER, MD 21102-1026

Mortgage

Document Number	86250290
Date	Mar 3, 2017
Book Page	008625/000290

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	HAMPSTEAD, MD 21074-2029

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1875 Garrett Rd was $5,493 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,493.00 (+4.99%) Homeowner's exemption	$517,633 (+5.02%)	$567,100 (+15.05%) Land $144,800 Building $422,300
2025	$5,232.00 Homeowner's exemption	$492,900 Land $129,800 Building $363,100	$492,900 Land $129,800 Building $363,100
2023	$4,878.00 Homeowner's exemption	$431,700	$492,900 Land $129,800 Building $363,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1875 Garrett Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1875 Garrett Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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