1875 Ellard Pl, Concord, CA 94521 Property Records

Contra Costa County property record for 1875 Ellard Pl, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,178 sqft · built 1985
Lot Size0.572 acres (24,924 sqft)
Owner2 Trust Names on File
Last Sale$600,000 (Oct 2017)
Tax Bill$9,906 (2025)
Deeds & MortgagesFeb 2026 Transfer
May 2019 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN117-040-071-5

Property Details

APN / Parcel Number

Primary APN117-040-071-5
Alternative APN
  • 117-040-071

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,178 sqft Living Area
1st Floor Area2,178 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2000
Lot Area24,924 sqft (0.572 acres)
Garage TypeAttached
Garage Area428 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1875 ELLARD PL
CityCONCORD
StateCA
Zip94521-1545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionT05727 L0008 B EX POR M/R
Legal SubdivisionSUBDIVISION 5727
Legal Tract05727
Legal Lot Number8
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1001
Census Tract333102

Owner

1875 Ellard Pl is owner-occupied and held in a trust since October 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address1875 ELLARD PL, CONCORD, CA 94521-1545
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Intrafamily Transfer, Transfer
May 24, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 2, 2020Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA
Oct 20, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2017 · Amount on File
Deed SaleOct 20, 2017 · Amount on File
Deed Document Number2017192569
Prior Transfer DateMay 31, 1994
Prior Transfer Doc0000154693
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateFeb 27, 2026
Property Address1875 ELLARD PL, CONCORD, CA 94521-1545
Document Number0000019776
Map ReferenceMB 273 PG 41
Instrument DateFeb 18, 2026
Instrument2026- 019776
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1875 ELLARD PL, CONCORD, CA 94521-1545

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1875 ELLARD PL, CONCORD, CA 94521-1545
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076606
DateMay 24, 2019
Instrument2019-076606
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 22, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1875 ELLARD PL, CONCORD, CA 94521-1545
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1875 ELLARD PL, CONCORD, CA 94521-1545

Mortgage

Document Number0000069673
DateMar 8, 2021
Instrument2021-069673
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1875 ELLARD PL, CONCORD, CA 94521-1545
Document Number0000048183
Instrument DateMar 2, 2020
Transaction TypeMortgage
Record UpdatedMar 19, 2020
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1875 ELLARD PL CONCORD CA 945211545, CONCORD, CA 94521-1545

Mortgage

Document Number0000048183
DateMar 13, 2020
Instrument48183
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 12, 2050

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 20, 2017
Property Address1875 ELLARD PL, CONCORD, CA 94521-1545
Document Number0000192569
Map ReferenceMAP273 PG41
Instrument DateOct 17, 2017
Instrument2017-192569
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyNORTH AMERICAN TITLE CO INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1875 ELLARD PL, CONCORD, CA 94521-1545

Mortgage

Document Number0000192570
DateOct 20, 2017
Instrument2017-192570
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1875 Ellard Pl was $9,906.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$826,886 (+2%) Land $580,291 Building $246,595
2025$9,906.00 Homeowner's exemption$810,673 Land $568,913 Building $241,760
2023$9,485.00 (+1.27%) Homeowner's exemption$779,195 Land $546,822 Building $232,373
2022$9,366.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1875 Ellard Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1875 Ellard Pl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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