1875 Cottage Ave E, Saint Paul, MN 55119 Property Records

Ramsey County property record for 1875 Cottage Ave E, Saint Paul, MN 55119

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 693 sqft · built 1915
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Apr 2017)
Tax Bill	$3,496 (2023)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-22-32-0102`

Property Details

APN / Parcel Number

Primary APN	`23-29-22-32-0102`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	693 sqft Living Area
1st Floor Area	515 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1875 COTTAGE AVE E
City	SAINT PAUL
State	MN
Zip	55119-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D
Legal Description	HAYDEN HEIGHTS LOT 60 BLK 10
Legal Range	22
Legal Township	29
Legal Section	23
Legal Quarter	3
Quarter-Quarter Section	2
Legal Subdivision	HAYDEN HEIGHTS
Legal Block	10
Legal Lot Number	60
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4003
Census Tract	30702

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	802 38TH AVE, ANOKA, MN 55303-1224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on Record
Deed Sale	Apr 13, 2017 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Document Number	T02585030
Record Updated	Jun 7, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 13, 2017
Property Address	1875 COTTAGE AVE E, SAINT PAUL, MN 55119-4503
Document Number	0002585030
Instrument Date	Apr 7, 2017
Instrument	2585030
Transaction Type	Transfer
Record Updated	May 8, 2017
Title Company	CARVER COUNTY ABSTRACT AND TITLE INC, CARVER CNTY ABS & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 COTTAGE AVE E ST PAUL MN 551194503, ST PAUL, MN 55119-4503

Mortgage

Document Number	2585031
Date	Apr 13, 2017
Instrument	2585031

Lender

Name	WINGS FIN'L FCU
Type	Credit Union
Address	APPLE VALLEY, MN 55124

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,496.00	$221,900 Land $25,000 Building $196,900	$221,900 Land $25,000 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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