1875 Citron St, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 1875 Citron St, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,799 sqft · built 1994
Lot Size	0.877 acres (38,200 sqft)
Owner	Trust Name on File
Last Sale	$775,000 (May 2012)
Tax Bill	$13,603 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone VE (high risk)
APN	`402329158002`

Property Details

APN / Parcel Number

Primary APN	`402329158002`
Alternative APNs	`00789090001007` `10004623564`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	4,799 sqft Living Area
Gross Area	10,157 sqft
Upper Floors Area	1,728 sqft
Flooring	Vinyl/Resilient

Interior Amenities

Fireplaces	1 Fireplace
Fireplace	Fireplace
Intercom	Intercom
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	38,200 sqft (0.877 acres)
Lot Dimensions	212 ft deep x 104 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	3,035 sqft
Driveway	Concrete Driveway
Driveway Area	5,727 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	420 sqft
Patio Area	728 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00789090001007
Street Address	1875 CITRON ST
City	PUNTA GORDA
State	FL
Zip	33980-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	DECOSTERS SUB TO HARBORVIEW BLKQ W 1/2 OF LTS 1 & 2 ALL LT 7 742/1894 1256/39 1291/1942 1815/1618 3655/638 4552/318
Legal Range	23E
Legal Township	40S
Legal Section	29
Legal Subdivision	DECOSTERS SUB TO HARBORVIEW
Legal Tract	DCS
Legal Block	Q
Legal Lot Number	1,2,7
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3007
Census Tract	21002

Owner

1875 Citron St is owner-occupied and held in a trust since February 2021.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	Trust Name on File
Mailing Address	1875 CITRON ST, PORT CHARLOTTE, FL 33980-2423
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SERVISFIRST BANK
Feb 23, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2012 · Amount on File
Deed Sale	May 8, 2012 · Amount on File
Prior Sale	Aug 3, 1993 · Amount on File
Deed Document Number	20122094043
Deed Book / Page	3655 / 638
Last Transfer Date	Feb 9, 2021
Transfer Doc	0047131709
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	1875 CITRON ST, PORT CHARLOTTE, FL 33980-2423
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 CITRON ST, PUNTA GORDA, FL 33980-2423

Mortgage

Document Number	0050441508
Date	Sep 7, 2022
Book Page	5044/1508
Instrument	3148062

Lender

Name	SERVISFIRST BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 23, 2021
Property Address	1875 CITRON ST, PORT CHARLOTTE, FL 33980-2423
Document Number	0047131709
Book / Page	4713 / 1709
Map Reference	MB 1 PG 24
Instrument Date	Feb 9, 2021
Instrument	2907393
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1875 CITRON ST, PORT CHARLOTTE, FL 33980-2423

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 16, 2020
Property Address	1875 CITRON ST, PORT CHARLOTTE, FL 33980-2423
Document Number	0045520318
Book / Page	004552 / 000318
Instrument Date	Sep 3, 2019
Instrument	2795961
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1875 CITRON ST PUNTA GORDA FL 339802423, PUNTA GORDA, FL 33980-2423

Tax Assessment & Valuation

The 2025 property tax bill for 1875 Citron St was $13,603, down 10.4% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,603.00 (-10.37%)	$901,778 Land $380,800 Building $520,978	$901,778 Land $380,800 Building $520,978
2024	$15,176.00 (+4.25%)
2023	$14,557.00 (+9.33%)	$790,387 (-11.52%)	$977,501 (+9.43%) Land $392,000 Building $585,501
2022	$13,315.00	$893,279 Land $333,200 Building $560,079	$893,279 Land $333,200 Building $560,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1875 Citron St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	223 units insured incl. 32 condo units
Nearby Flood Claims	120 (2004–2024)
Claims Outside the SFHA	8 of 120
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 54 claims Hurricane Helene, Oct 2024 · 50 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1875 Citron St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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