18745 Bluff Point Rd, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 18745 Bluff Point Rd, Cornelius, NC 28031 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2006
Square Footage3,347 sqft Heated Area
Lot Size30,032 sqft (0.689 acres)
OccupancyOwner Occupied
Last Sale$1,060,000 (2025)
Tax Bill$6,770.00 (2024)

Property Details

APN / Parcel Number

Primary APN001-042-22

Interior

Bedrooms5 Beds
Full Baths5 Baths
Partial Baths1 Partial Baths
Building Area3,347 sqft Heated Area
Gross Area4,162 sqft Gross Area
1st Floor1,632 sqft 1st Floor
Upper Floors1,647 sqft Upper Floors
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 2006
Architectural StyleOther Style
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeRaised Foundation
Lot Area30,032 sqft (0.689 acres)
Garage Area661 sqft Garage
Deck Area256 sqft Deck
Porch1 Porch
Porch Area222 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address18745 BLUFF POINT RD
CityCORNELIUS
StateNC
Zip28031-7963
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL22 M18-18
Legal SubdivisionBLUFF POINT
Legal Lot Number22
JurisdictionMECKLENBURG NC
Minor Civil Division10, LEMLEY
Census Blockgroup2
Census Block2000
Census Tract6220

Owner

Source: Mecklenburg County records · APN 001-042-22

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Sep 26, 2025Warranty Deed, Transfer · Conventional Mortgage
NEXA MORTGAGE LLC
Dec 28, 2023Quit Claim Deed, Transfer
Quitclaim Document
Oct 03, 2022Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleDec 28, 2023
Deed Doc Number2025098252
Deed Book / Page39887 / 523
Record RefreshedJun 07, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963
Transaction TypeMortgage
Record UpdatedJun 09, 2026
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963

Mortgage

Document Number0000038000
DateApr 26, 2023
Book Page38081/36
Instrument2023038000
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Address26592
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 26, 2025
Property Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963
Document Number0000098252
Book / Page39887 / 523
Map ReferenceMB 18 PG 18
Instrument DateSep 26, 2025
Instrument2025098252
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,120.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8230 VIEWPOINT LN, CORNELIUS, NC 28031-8246

Transferred To (Grantee/Buyer)

NameVerified Name
Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963

Mortgage

Document Number0000098253
DateSep 26, 2025
Instrument2025098253
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateDec 28, 2023
Property Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963
Document Number0000120774
Book / Page38557 / 386
Map ReferenceMB 18 PG 18
Instrument DateDec 28, 2023
Instrument2023120774
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 03, 2022
Property Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963
Document Number0000137764
Book / Page37685 / 870
Map ReferenceMB 18 PG 18
Instrument DateSep 29, 2022
Instrument2022137764
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,620.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2507 GALLERY DR, DENVER, NC 28037-9262

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address18745 BLUFF POINT RD, CORNELIUS, NC 28031-7963

Mortgage

Document Number0000137765
DateOct 03, 2022
Instrument2022137765
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,031,800 (+1.87%) Land $275,000 Building $756,800
2024$6,770.00 (-21.26%)
2023$8,598.00$1,012,900 Land $275,000 Building $737,900$1,031,800 Land $275,000 Building $756,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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