St. Tammany Parish property record for 18744 S River Rd, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 1,995 sqft · built 1986 |
| Lot Size | 5.17 acres (225,641 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Jan 2017) |
| Tax Bill | $2,938 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2020 Mortgage + 3 more |
| APN | 107-012-0316 |
| Primary APN | 107-012-0316 |
|---|---|
| Alternative APN |
|
| Building Area | 1,995 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Lot Area | 225,641 sqft (5.17 acres) |
| Old Parcel Number | 107-012-0316 |
|---|---|
| Street Address | 18744 S RIVER RD |
| City | COVINGTON |
| State | LA |
| Zip | 70435-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.18 AC ON W SIDE OF MONASTERY RD IN SEC 37 6 11 CB 261 481 INST NO 1236322 INST NO 1940259 INST NO 2051081 |
| Legal Range | 11 |
| Legal Township | 06 |
| Legal Section | 37 |
| Legal Subdivision | RIVER RD |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 40205 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 18744 S RIVER RD, COVINGTON, LA 70435-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSINESS ADMN |
| May 5, 2014 | Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC |
| Jan 23, 2017 | Cash Sale Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2017 · Amount on Record |
| Deed Sale | Jan 23, 2017 · Amount on Record |
| Deed Document Number | 2051081 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18744 S RIVER RD, COVINGTON, LA 70435-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | COVINGSTOWN TITLE, COVINGTON TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002283944 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2283944 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18744 S RIVER RD, COVINGTON, LA 70435-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | COVINGSTOWN TITLE, COVINGTON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002230138 |
|---|---|
| Date | Oct 2, 2020 |
| Instrument | 2230138 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18744 S RIVER RD, COVINGTON, LA 70435-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002302149 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2302149 |
| Name | US SMALL BUSINESS ADMN |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 18744 S RIVER RD, COVINGTON, LA 70435-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | NORTH LAKE TITLE, NORTHLAKE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001940261 |
|---|---|
| Date | May 5, 2014 |
| Instrument | 1940261 |
| Name | GMFS LLC |
|---|---|
| Type | Subprime Lender |
| Address | BATON ROUGE, LA 70806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2044 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jan 23, 2017 |
| Property Address | 18744 S RIVER RD, COVINGTON, LA 70435-2203 |
| Document Number | 0002051081 |
| Map Reference | CB 195 PG 421 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 2051081 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73277 RIVER RD, COVINGTON, LA 70435-2201 |
| Document Number | 0002051084 |
|---|---|
| Date | Jan 23, 2017 |
| Instrument | 2051084 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,938.00 (-3.77%) Homeowner's exemption | $33,683 (-) Land $15,600 Building $18,083 | $336,834 (-) Land $156,000 Building $180,834 |
| 2024 | $3,053.00 (+0.63%) Homeowner's exemption | $33,683 (+5.87%) Land $15,600 Building $18,083 | $336,834 (+5.87%) Land $156,000 Building $180,834 |
| 2023 | $3,034.00 Homeowner's exemption | $31,815 (-) Land $15,600 Building $16,215 | $318,150 (-) Land $156,000 Building $162,150 |
| 2022 | $3,034.00 Homeowner's exemption | $31,815 Land $15,600 Building $16,215 | $318,150 Land $156,000 Building $162,150 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 289 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 289 in force |
| Nearby Flood Claims | 37 (2005–2016) |
| Claims Outside the SFHA | 19 of 37 |
| Most Recent Claim | Aug 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 88% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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