18740 Rutledge Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 18740 Rutledge Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,434 sqft · built 1984
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,555 (Jul 1999)
Tax Bill	$10,815 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-117-22-33-0085`

Property Details

APN / Parcel Number

Primary APN	`18-117-22-33-0085`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,434 sqft Living Area
Gross Area	4,679 sqft
1st Floor Area	2,306 sqft
2nd Floor Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	140 ft deep x 145 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	624 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	671 sqft
Deck Area	680 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	18740 RUTLEDGE RD
City	WAYZATA
State	MN
Zip	55391-3171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 007 BLOCK 001 A BOYERS DEEPHAVEN FARM S 145X140X149X174
Legal Range	22
Legal Township	117
Legal Section	18
Legal Quarter	33
Legal Subdivision	BOYERS DEEPHAVEN FARM
Legal Block	1
Legal Lot Number	7
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	4
Census Block	4009
Census Tract	27400

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18740 RUTLEDGE RD, WAYZATA, MN 55391-3171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage ALERUS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 1999 · Amount on Record
Deed Sale	Jul 21, 1999 · Amount on Record
Deed Document Number	1999707227
Last Transfer Date	Apr 8, 2016
Transfer Doc	0010339254
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	18740 RUTLEDGE RD, WAYZATA, MN 55391-3171
Document Number	0010472726
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 7, 2017
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18740 RUTLEDGE RD WAYZATA MN 553913171, WAYZATA, MN 55391-3171

Mortgage

Document Number	0010472726
Date	Aug 21, 2017
Instrument	10472726

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2027

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	18740 RUTLEDGE RD, WAYZATA, MN 55391-3171
Document Number	0010434268
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18740 RUTLEDGE RD WAYZATA MN 553913171, WAYZATA, MN 55391-3171

Mortgage

Document Number	0010434268
Date	May 2, 2017
Instrument	10434268

Lender

Name	ALERUS MTG
Type	Mortgage Company
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,815.00 (+10.78%)	$887,700 (+7.76%) Land $500,300 Building $387,400	$887,700 (+7.76%) Land $500,300 Building $387,400
2024	$9,763.00 (+10.53%)	$823,800 (+10.28%) Land $448,500 Building $375,300	$823,800 (+10.28%) Land $448,500 Building $375,300
2023	$8,833.00 Homeowner's exemption
2022		$747,000 Land $273,000 Building $474,000	$747,000 Land $273,000 Building $474,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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