1874 Spruce Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 1874 Spruce Loop, Crossville, TN 38555

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,546 sqft · built 1994
Lot Size0.53 acres (23,100 sqft)
OwnerIndividual Name on Record
Tax Bill$548 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN018125B A 03500

Property Details

APN / Parcel Number

Primary APN018125B A 03500
Alternative APN
  • 125B A 03500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,546 sqft Living Area
1st Floor Area1,546 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,100 sqft
Lot Dimensions210 ft deep x 110 ft wide
TerrainRolling
Garage TypeFinished
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area36 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1874 SPRUCE LOOP
CityCROSSVILLE
StateTN
Zip38555-3809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: B56
Legal SubdivisionSHERWOOD FARMS
Legal Lot Number224 110
JurisdictionCUMBERLAND TN
Township / Civil Division8
Census Block Group2
Census Block2017
Census Tract970601

Owner

Source: Cumberland County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1874 SPRUCE LOOP, CROSSVILLE, TN 38555-3809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2025
Deed SaleJun 4, 2025
Prior SaleNov 14, 2013 · Amount on Record
Deed Document Number0017241501
Deed Book / Page1532 / 1007
Prior Transfer DateAug 10, 2018
Prior Transfer Doc18009561
Record UpdatedJun 8, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND TN
Recording DateAug 10, 2018
Property Address1874 SPRUCE LOOP, CROSSVILLE, TN 38555-3809
Document Number0000009561
Book / Page001532 / 001007
Instrument DateAug 8, 2018
Instrument9561
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$512.45
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1874 SPRUCE LOOP CROSSVILLE TN 385553809, CROSSVILLE, TN 38555-3809

Mortgage

Document Number9562
DateAug 10, 2018
Book Page001532/001010
Instrument9562
Lender
NameRURAL HSNG SVC OR SUCCESSOR AG
AddressST LOUIS, MO 63166
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term396 Months
DueAug 9, 2051

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyCumberland County
Unified School DistrictCumberland County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$548.00$48,250 (-) Land $3,000 Building $45,250
2023$48,250 (-) Land $3,000 Building $45,250
2022$548.00 (+18.87%)$48,250 Land $3,000 Building $45,250$193,000 (-) Land $12,000 Building $181,000
2021$193,000 Land $12,000 Building $181,000
2018$461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 70% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROSSVILLE WATER DEPT
serves 32,985 people · EPA ID TN0000150
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Loop

Nearby Streets

Search Property Records by Address or Parcel Number