1874 Explorer Ct, Franklin, IN 46131 Property Records

Johnson County property record for 1874 Explorer Ct, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,308 sqft · built 2019
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$317,346 (Jan 2025)
Tax Bill	$3,269 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-08-10-031-094.000-009`

Property Details

APN / Parcel Number

Primary APN	`41-08-10-031-094.000-009`
Alternative APN	`00001484886`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	2,308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,797 sqft (0.179 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001484886
Street Address	1874 EXPLORER CT
City	FRANKLIN
State	IN
Zip	46131-6982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEER MEADOWS SEC 2 LOT 35 MP FRANKLIN COMMUNI
Legal Subdivision	DEER MEADOWS SEC 2
Legal Lot Number	35
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2025
Census Tract	610802

Owner

1874 Explorer Ct is owned and occupied by two individuals who bought it in January 2025.

Source: Johnson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1874 EXPLORER CT, FRANKLIN, IN 46131-6982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 4, 2020	Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2025 · Amount on File
Deed Sale	Jan 29, 2025 · Amount on File
Prior Sale	Feb 4, 2020 · Amount on File
Deed Document Number	20251821
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	1874 EXPLORER CT, FRANKLIN, IN 46131-6982
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023018650
Date	Nov 27, 2023
Instrument	2023-018650

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2053

February 2020: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Feb 4, 2020
Property Address	1874 EXPLORER CT, FRANKLIN, IN 46131-6982
Document Number	2020002950
Map Reference	IN 2018024754
Instrument Date	Jan 30, 2020
Instrument	2020-002950
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2023
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1874 EXPLORER CT, FRANKLIN, IN 46131-6982

Mortgage

Document Number	2020002951
Date	Feb 4, 2020
Instrument	2020-002951

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 6, 2020
Property Address	1874 EXPLORER CT, FRANKLIN, IN 46131-6982
Document Number	2020000486
Map Reference	IN2018024754PCE
Instrument Date	Jan 3, 2020
Instrument	2020-000486
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 W CARMEL DR, CARMEL, IN 46032-2526
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1874 Explorer Ct was $3,269 with a homeowner's exemption, down 2.2% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,269.00 (-2.24%) Homeowner's exemption	$319,500 Land $20,700 Building $298,800	$319,500 Land $20,700 Building $298,800
2024	$3,344.00 (+5.19%)
2023	$3,179.00 (+0.41%) Homeowner's exemption	$284,900 (+5.83%) Land $20,700 Building $264,200	$284,900 (+5.83%) Land $20,700 Building $264,200
2022	$3,166.00 Homeowner's exemption	$269,200 Land $20,700 Building $248,500	$269,200 Land $20,700 Building $248,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1874 Explorer Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1874 Explorer Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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