1874 E Rock Creek Rd, Tuttle, OK 73089 Property Records

Grady County property record for 1874 E Rock Creek Rd, Tuttle, OK 73089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,640 sqft · built 2003
Lot Size	1.31 acres (57,457 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Apr 2026)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18634`

Property Details

APN / Parcel Number

Primary APN	`18634`
Alternative APNs	`0397-001-007-00-0-000-00` `0397-00-001-007-0-000-00` `49292`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	57,457 sqft (1.31 acres)
Garage Type	Mixed
Garage Area	420 sqft
Porch	Open Porch
Porch Area	169 sqft
Utility Building	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	49292
Street Address	1874 E ROCK CREEK RD
City	TUTTLE
State	OK
Zip	73089-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC. 01-09N-06W LOT 7 BLOCK 1 ROCK CREEK ADDITION
Legal Range	06W
Legal Township	09N
Legal Section	01
Legal Subdivision	0397 ROCK CREEK TUTTLE
Legal Block	1
Legal Lot Number	7
Jurisdiction	GRADY OK
Township / Civil Division	TUTTLE
Census Block Group	7
Census Block	7000
Census Tract	902

Owner

Source: Grady County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1874 E ROCK CREEK RD, TUTTLE, OK 73089-2424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2026	Deed of Trust, Mortgage · VA Mortgage GARDNER FINANCIAL SERVICES
Apr 17, 2026	Warranty Deed, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES
Apr 17, 2026	Warranty Deed, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES
Aug 5, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	20265517
Deed Book / Page	6621 / 302
Prior Transfer Date	Aug 26, 2011
Prior Transfer Doc	0000013910
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Property Address	1874 E ROCK CREEK RD, TUTTLE, OK 73089-2424
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014206
Date	Oct 14, 2021
Book Page	5939/219
Instrument	2021-014206

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY OK
Recording Date	Apr 20, 2026
Property Address	1874 E ROCK CREEK RD, TUTTLE, OK 73089-2424
Document Number	0000005635
Book / Page	6622 / 482
Instrument Date	Apr 15, 2026
Instrument	20265635
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10900 S CZECH HALL RD, MUSTANG, OK 73064-9722

Mortgage

Document Number	0000005635,
Date	Apr 20, 2026
Book Page	6622/482
Instrument	20265635

Lender

Name	GARDNER FINANCIAL SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY OK
Recording Date	Apr 17, 2026
Property Address	1874 E ROCK CREEK RD, TUTTLE, OK 73089-2424
Document Number	0000005517
Book / Page	6621 / 302
Instrument Date	Apr 15, 2026
Instrument	2026.5517
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1874 E ROCK CREEK RD, TUTTLE, OK 73089-2424

Mortgage

Document Number	0000005635,
Date	Apr 17, 2026
Instrument	2026..5635

Lender

Name	GARDNER FINANCIAL SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY OK
Recording Date	Apr 17, 2026
Property Address	1874 E ROCK CREEK RD, TUTTLE, OK 73089-2424
Document Number	I2026005517
Book / Page	6621 / 302
Instrument Date	Apr 15, 2026
Instrument	20265517
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1874 E ROCK CREEK RD, TUTTLE, OK 73089-2424

Mortgage

Document Number	0000005635,
Date	Apr 17, 2026
Instrument	20265635

Lender

Name	GARDNER FINANCIAL SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRADY OK
Recording Date	Aug 5, 2019
Property Address	1874 E ROCK CREEK RD, TUTTLE, OK 73089-2424
Document Number	0000012242
Book / Page	005624 / 000491
Instrument Date	Aug 1, 2019
Instrument	12242
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	TRUST MARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1874 E ROCK CREEK RD TUTTLE OK 730892424, TUTTLE, OK 73089-2424

Mortgage

Document Number	12243
Date	Aug 5, 2019
Book Page	005624/000492
Instrument	12243

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Grady County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Grady County
Unified School District	Tuttle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,681 (+3%) Land $3,496 Building $23,185	$242,555 (+3%) Land $31,779 Building $210,776
2025	$2,597.00	$25,904 (+3%) Land $3,055 Building $22,849	$235,491 (-21.77%) Land $27,776 Building $207,715
2024	$2,597.00 (+16.56%)	$25,150 (+15.08%) Land $2,966 Building $22,184
2023	$2,228.00 (+1.78%) Homeowner's exemption	$21,854 (+3%) Land $2,795 Building $19,059	$301,019 (+56.06%) Land $38,496 Building $262,523
2022	$2,189.00 Homeowner's exemption	$21,218 Land $2,971 Building $18,247	$192,887 Land $27,005 Building $165,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 78% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRADY CO RWD #6 serves 3,930 people · EPA ID OK3002603
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	63 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OEC Fiber Fiber	1,000 / 1,000
Atlink Services Fiber · Fixed Wireless	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tuttle Development Authority.

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