18738 Floyd Ct, Davidson, NC 28036 Property Records

Mecklenburg County property record for 18738 Floyd Ct, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,084 sqft · built 2001
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on Record
Last Sale	$660,000 (Jan 2021)
Tax Bill	$6,865 (2024)
Deeds & Mortgages	Apr 2026 Sale Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-415-62`

Property Details

APN / Parcel Number

Primary APN	`007-415-62`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,084 sqft Living Area
1st Floor Area	1,447 sqft
Upper Floors Area	1,537 sqft
Basement Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Other
Foundation Type	Raised
Roof Type	Hip
Roof Material	Wood
Lot Area	24,829 sqft (0.57 acres)
Garage Area	462 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	230 sqft
Deck Area	475 sqft
Patio Area	965 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	18738 FLOYD CT
City	DAVIDSON
State	NC
Zip	28036-7865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	L26 M35-327
Legal Subdivision	RIVER RUN PH III-G
Legal Block	5
Legal Lot Number	26
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	2
Census Block	2003
Census Tract	6404

Owner

Source: Mecklenburg County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	18738 FLOYD CT, DAVIDSON, NC 28036-7865
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 28, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Jan 23, 2002 · Amount on Record
Deed Document Number	202112775
Deed Book / Page	35578 / 621
Last Transfer Date	Apr 24, 2026
Transfer Doc	0000042289
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 24, 2026
Property Address	18738 FLOYD CT, DAVIDSON, NC 28036-7865
Document Number	0000042289
Book / Page	40370 / 153
Instrument Date	Apr 24, 2026
Instrument	202642289
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18738 FLOYD CT, DAVIDSON, NC 28036-7865

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	18738 FLOYD CT, DAVIDSON, NC 28036-7865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036045
Date	Mar 28, 2018
Book Page	32557/932
Instrument	2018036045

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Annually
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	9.25%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 22, 2021
Property Address	18738 FLOYD CT, DAVIDSON, NC 28036-7865
Document Number	0000012775
Book / Page	35578 / 621
Map Reference	MB 35 PG 327
Instrument Date	Jan 22, 2021
Instrument	2021012775
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3907 RIVER RD FRNT PL201, 3907, WILMINGTON, NC 28412-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18738 FLOYD CT, DAVIDSON, NC 28036-7865

Mortgage

Document Number	0000012776
Date	Jan 22, 2021
Instrument	2021012776

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$909,900 Land $201,300 Building $708,600	$909,900 Land $201,300 Building $708,600
2024	$6,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILOH CHURCH ROAD S/D serves 3,102 people · EPA ID NC2013022
Water Source	Purchased surface water from CITY OF CONCORD
Last State Inspection	May 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20

May also be available: AT&T, Verizon.

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