18735 Ackerman Ave, Port Charlotte, FL 33948 Property Records

Charlotte County property record for 18735 Ackerman Ave, Port Charlotte, FL 33948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,908 sqft · built 1986
Lot Size	0.417 acres (18,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Jun 2018)
Tax Bill	$4,874 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`402229331001`

Property Details

APN / Parcel Number

Primary APN	`402229331001`
Alternative APNs	`00408170000009` `10004600664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,908 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,159 sqft (0.417 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	440 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Pool Area	338 sqft
Porch	Enclosed/Screened Porch
Porch Area	436 sqft
Shed	1 Shed
Shed Area	240 sqft
Loading Dock	120 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00408170000009
Street Address	18735 ACKERMAN AVE
City	PORT CHARLOTTE
State	FL
Zip	33948-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC37 BLK2148 LT18 388/780 824/842 1626/1614 3339/1451 DC3430/1334-TLM-JR 3732/1106 4330/234
Legal Range	22E
Legal Township	40S
Legal Section	29
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	2148
Legal Lot Number	18
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2067
Census Tract	20501

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18735 ACKERMAN AVE, PORT CHARLOTTE, FL 33948-9463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 22, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Feb 1, 2013 · Amount on Record
Deed Document Number	20182624017
Deed Book / Page	4330 / 234
Prior Transfer Date	Oct 30, 2008
Prior Transfer Doc	0033391451
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	18735 ACKERMAN AVE, PORT CHARLOTTE, FL 33948-9463
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	NAVY FEDERAL TITE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18735 ACKERMAN AVE, PORT CHARLOTTE, FL 33948-9463

Mortgage

Document Number	0046491881
Date	Oct 21, 2020
Book Page	4649/1881
Instrument	2864490

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 22, 2018
Property Address	18735 ACKERMAN AVE, PORT CHARLOTTE, FL 33948-9463
Document Number	0043300234
Book / Page	004330 / 000234
Instrument Date	Jun 21, 2018
Instrument	2624017
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19294 HENSHAW CT LAKE ELSINORE CA 925306309, LAKE ELSINORE, CA 92530-6309

Mortgage

Document Number	43300236
Date	Jun 22, 2018
Book Page	004330/000236
Instrument	2624018

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Veteran's exemption	$261,498 (+5.99%)	$310,739 (+27.14%) Land $46,750 Building $263,989
2024	$4,874.00 (+0.76%)
2023	$4,837.00 (+268.11%) Disabled Person's exemption Veteran's exemption	$246,726 (+3%)	$244,413 (-0.62%) Land $50,000 Building $194,413
2022	$1,314.00 Disabled Person's exemption	$239,540	$245,946 Land $29,750 Building $216,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 622 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	622 in force
Nearby Flood Claims	213 (1992–2025)
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 36 claims Hurricane Helene, Oct 2024 · 85 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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