18732 Nicholas St, Elkhorn, NE 68022 Property Records

Douglas County property record for 18732 Nicholas St, Elkhorn, NE 68022

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,208 sqft · built 2017
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Aug 2020)
Tax Bill	$12,337 (2024)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1039985112`

Property Details

APN / Parcel Number

Primary APN	`R1039985112`
Alternative APNs	`3998 5112 10` `1039985112`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
Basement Area	2,188 sqft
Finished Basement	1,746 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	249 sqft
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1039985112
Street Address	18732 NICHOLAS ST
City	ELKHORN
State	NE
Zip	68022-3942
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIVE FOUNTAINS LOT 7 BLOCK 0 IRREG
Legal Subdivision	FIVE FOUNTAINS
Legal Lot Number	7
Jurisdiction	DOUGLAS NE
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2023
Census Tract	7519

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18732 NICHOLAS ST, ELKHORN, NE 68022-3942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Aug 27, 2020	Warranty Deed, Transfer · Conventional Mortgage FIVE POINTS BANK
Jun 28, 2017	Warranty Deed, Construction Loan · Construction Mortgage FIVE POINTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	0202094403
Deed Book / Page	2020 / 94403
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	18732 NICHOLAS ST, ELKHORN, NE 68022-3942
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017076585
Date	Sep 25, 2017
Instrument	2017076585

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	LA VISTA, NE 68128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 27, 2020
Property Address	18732 NICHOLAS ST, ELKHORN, NE 68022-3942
Document Number	2020094403
Instrument Date	Aug 18, 2020
Instrument	2020094403
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020094404
Date	Aug 27, 2020
Instrument	2020094404

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jun 28, 2017
Property Address	18732 NICHOLAS ST, ELKHORN, NE 68022-3942
Document Number	2017050206
Instrument Date	Jun 19, 2017
Instrument	2017050206
Transaction Type	Construction Loan
Record Updated	Sep 16, 2021
Title Company	MISSOURI RIVER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,167.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

Mortgage

Document Number	2017050207
Date	Jun 28, 2017
Instrument	2017050207

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Elkhorn Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$726,200 (+14.45%) Land $71,100 Building $655,100	$726,200 (+14.45%) Land $71,100 Building $655,100
2024	$12,337.00 (-22.66%)
2023	$15,952.00 (+8.58%)	$634,500 Land $71,100 Building $563,400	$634,500 Land $71,100 Building $563,400
2022	$14,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless	700 / 300
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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