Rock County property record for 1873 Spruce St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1949 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Jul 2012 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 12581445 |
| Primary APN | 206 12581445 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,619 sqft (0.129 acres) |
| Account Number | 206 12581445 |
|---|---|
| Street Address | 1873 SPRUCE ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 2 NEWFIELDS ADD |
| Legal Subdivision | NEWFIELDS ADD |
| Legal Lot Number | 2 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 1800 |
1873 Spruce St, a single family home, is owned by an individual.
Source: Rock County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 840, JANESVILLE, WI 53547-0840 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1873 SPRUCE ST, BELOIT, WI 53511-3543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001951508 |
|---|---|
| Date | Jul 2, 2012 |
| Instrument | 1951508 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BELOIT, WI 53512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 1, 2017 |
The 2025 property tax bill for 1873 Spruce St was $1,184.
Source: Rock County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 | $73,700 Land $9,100 Building $64,600 | $80,900 |
| 2023 | $820.00 | $53,300 Land $9,100 Building $44,200 | $60,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1873 Spruce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1873 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELOIT serves 36,677 people · EPA ID WI1540112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Bug Tussel Wireless, T-Mobile.
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