18729 Stenseth Rd, Warba, MN 55793 Property Records

Itasca County property record for 18729 Stenseth Rd, Warba, MN 55793

Property Summary

Property Type	Single Family Home
Details	2 bd · 624 sqft · built 1930
Lot Size	40.2 acres (1,754,161 sqft)
Owner	Trust Name on Record
Last Sale	$155,000 (Nov 2023)
Tax Bill	$1,266 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2012 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`98-027-2100`

Property Details

APN / Parcel Number

Primary APN	`98-027-2100`
Alternative APNs	`145906` `82850`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	624 sqft Base Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,754,161 sqft (40.2 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	145906
Street Address	18729 STENSETH RD
City	WARBA
State	MN
Zip	55793-1692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	NE NW
Legal Range	23W
Legal Township	54N
Legal Section	27
Jurisdiction	ITASCA MN
Township / Civil Division	WARBA
Census Block Group	2
Census Block	2034
Census Tract	480600

Owner

Source: Itasca County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	18729 STENSETH RD, WARBA, MN 55793-1692
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) AFFINITY PLUS FCU
Nov 8, 2012	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 10, 2006	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Nov 28, 2023	Deed, Transfer · Stand-Alone First Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Aug 9, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 12, 2015	Warranty Deed, Transfer · Commercial Mortgage NORTHVIEW BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2023 · Amount on Record
Deed Sale	Nov 27, 2023 · Amount on Record
Prior Sale	Nov 12, 2015 · Amount on Record
Deed Document Number	20231603495
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0000755116
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	18729 STENSETH RD, WARBA, MN 55793-1692
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000791362
Date	Sep 12, 2025
Instrument	A000791362

Lender

Name	AFFINITY PLUS FCU

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	18729 STENSETH RD, WARBA, MN 55793-1692
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000670278
Date	Nov 8, 2012
Instrument	A000670278

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2042

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITASCA MN
Property Address	18729 STENSETH RD, WARBA, MN 55793-1692
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000597188
Date	Apr 10, 2006
Instrument	A000597188

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 28, 2023
Property Address	18729 STENSETH RD, WARBA, MN 55793-1692
Document Number	A000776554
Instrument Date	Nov 27, 2023
Instrument	A000776554
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18729 STENSETH RD, WARBA, MN 55793-1692

Mortgage

Document Number	A000776555
Date	Nov 28, 2023
Instrument	A000776555

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ITASCA MN
Recording Date	Aug 9, 2021
Property Address	18729 STENSETH RD, WARBA, MN 55793-1692
Document Number	A000755116
Instrument Date	Jul 29, 2021
Instrument	A000755116
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18729 STENSETH RD, WARBA, MN 55793-1692

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ITASCA MN
Recording Date	Apr 13, 2021
Property Address	18729 STENSETH RD, WARBA, MN 55793-1692
Document Number	A000751002
Instrument Date	Apr 7, 2021
Instrument	A000751002
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18729 STENSETH RD, WARBA, MN 55793-1692

November 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ITASCA MN
Recording Date	Nov 12, 2015
Property Address	18729 STENSETH RD, WARBA, MN 55793-1692
Document Number	A000698690
Instrument Date	Nov 2, 2015
Instrument	A000698690
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18729 STENSETH RD, WARBA, MN 55793-1692

Mortgage

Document Number	A000698691
Date	Nov 12, 2015
Instrument	A000698691

Lender

Name	NORTHVIEW BANK
Type	Bank
Address	DEER RIVER, MN 56636

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 2, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Itasca County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Itasca County
Municipality	Warba City
Unified School District	Grand Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,266.00 (+13.04%) Homeowner's exemption
2025		$155,600 (+7.68%) Land $84,600 Building $71,000	$155,600 (+7.68%) Land $84,600 Building $71,000
2023	$1,120.00 Homeowner's exemption
2022		$144,500 Land $71,800 Building $72,700	$144,500 Land $71,800 Building $72,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000
Paul Bunyan Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

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