Adams County property record for 18728 E Carmel Cir, Aurora, CO 80011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,437 sqft · built 1996 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Dec 2018) |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0086363 |
| Primary APN | R0086363 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,437 sqft Living Area |
| 1st Floor Area | 697 sqft |
| 2nd Floor Area | 740 sqft |
| Basement Area | 510 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 85 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 106 sqft |
| Deck Area | 295 sqft |
| Patio Area | 295 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0086363 |
|---|---|
| Old Parcel Number | 182134209003 |
| Street Address | 18728 E CARMEL CIR |
| City | AURORA |
| State | CO |
| Zip | 80011-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:TOWER GREEN/AURORA FILING NO 1 BLK:1 LOT:2 |
| Legal Range | 66W |
| Legal Township | 03S |
| Legal Section | 34 |
| Legal Quarter | SE |
| Legal Subdivision | TOWER GREEN/AURORA FILING NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | NORTH AURORA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 8355 |
18728 E Carmel Cir is owned and occupied by two individuals who bought it in December 2018.
Source: Adams County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18728 E CARMEL CIR, AURORA, CO 80011-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 30, 2018 | Deed of Trust, Transfer · FHA Mortgage M2 LNDG SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2018 · Amount on File |
| Deed Sale | Dec 6, 2018 · Amount on File |
| Prior Sale | Nov 2, 2001 · Amount on File |
| Deed Document Number | 2018000097562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18728 E CARMEL CIR, AURORA, CO 80011-3609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 18728 E CARMEL CIR, AURORA, CO 80011-3609 |
| Document Number | 0000064857 |
|---|---|
| Date | Nov 3, 2025 |
| Instrument | 2025000064857 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18728 E CARMEL CIR, AURORA, CO 80011-3609 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000021000 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021000021000 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18728 E CARMEL CIR, AURORA, CO 80011-3609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | HOMESTEAD TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000062674 |
|---|---|
| Date | Aug 3, 2018 |
| Instrument | 2018000062674 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 18728 E CARMEL CIR, AURORA, CO 80011-3609 |
| Document Number | 0000097563 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 18728 E CARMEL CIR AURORA CO 800113609, AURORA, CO 80011-3609 |
| Document Number | 0000097563 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 97563 |
| Name | M2 LNDG SOLUTIONS |
|---|---|
| Address | DENVER, CO 80222 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2048 |
The 2025 property tax bill for 18728 E Carmel Cir was $967.
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Aurora City |
| Unified School District | Adams-Arapahoe School District 28J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $967.00 | $27,190 Land $5,940 Building $21,250 | $435,000 Land $95,000 Building $340,000 |
| 2023 | $3,586.00 (+13.62%) | $31,870 (+14.72%) Land $6,430 Building $25,440 | $471,000 (+17.83%) Land $95,000 Building $376,000 |
| 2022 | $3,156.00 | $27,780 Land $11,120 Building $16,660 | $399,714 Land $160,000 Building $239,714 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 18728 E Carmel Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 18728 E Carmel Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AURORA serves 533,407 people · EPA ID CO0103005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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