San Bernardino County property record for 18725 Chaco Ln, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,268 sqft · built 1980 |
| Lot Size | 0.661 acres (28,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Apr 2024) |
| Tax Bill | $7,027 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Feb 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0473-077-15-0000 |
| Primary APN | 0473-077-15-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,268 sqft Living Area |
| Gross Area | 4,546 sqft |
| 1st Floor Area | 2,524 sqft |
| 2nd Floor Area | 744 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 28,800 sqft (0.661 acres) |
| Lot Dimensions | 180 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 1,278 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 806 sqft |
| Patio Area | 1,297 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 18725 CHACO LN |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-4639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4053 LOT 294 TRACT 4053 LOT 294 EX UND 1/2 INT MIN RTS WITHOUT S E |
| Legal Subdivision | TRACT NO 4053 |
| Legal Tract | 4053 |
| Legal Block | 1 |
| Legal Lot Number | 294 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 9722 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14414 CHIPOLTE CT, ADELANTO, CA 92301-4639 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 17, 2024 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 30, 2019 | Grant Deed, Transfer · FHA Mortgage FIRST CHOICE LOAN SERVICES INC |
| Sep 25, 2018 | Grant Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Apr 30, 2019 · Amount on Record |
| Deed Document Number | 202489830 |
| Prior Transfer Date | Dec 22, 2010 |
| Prior Transfer Doc | 0000032975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 17, 2024 |
| Property Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Document Number | 0000089830 |
| Map Reference | MB 53 PG 7-10 |
| Instrument Date | Mar 26, 2024 |
| Instrument | 2024-0089830 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | NOT AVAILABLE, SOCAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 14414 CHIPOLTE CT, ADELANTO, CA 92301-4639 |
| Investor | Possibly a Property Investor |
| Document Number | 0000089831 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 2024-0089831 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Document Number | 0000028033 |
|---|---|
| Date | Feb 7, 2023 |
| Instrument | 2023-0028033 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Document Number | 0000302557 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022-0302557 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | TICOR TITLE RIVERSIDE |
| Name | Verified Name |
|---|---|
| Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Document Number | 0000560304 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-0560304 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Apr 30, 2019 |
| Property Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Document Number | 0000137063 |
| Map Reference | MB 53 PG 7-10 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 2019-0137063 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PACIFIC COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Document Number | 0000137064 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-0137064 |
| Name | FIRST CHOICE LOAN SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 25, 2018 |
| Property Address | 18725 CHACO LN, APPLE VALLEY, CA 92307-4639 |
| Document Number | 0000352407 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 352407 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $372.35 |
| Amount Accuracy | Partial |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12523 LIMONITE AVE #440-198 EASTVALE CA 917523665, 440-19, EASTVALE, CA 91752-3665 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $624,240 (+2%) Land $124,848 Building $499,392 | |
| 2025 | $7,027.00 (+37.01%) | $612,000 (+38.21%) Land $122,400 Building $489,600 |
| 2023 | $5,129.00 (+1.52%) | $442,820 Land $88,565 Building $354,255 |
| 2022 | $5,052.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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