1872 Whispering Cir, Henderson, NV 89012 Property Records

Clark County property record for 1872 Whispering Cir, Henderson, NV 89012

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,390 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$920,000 (Oct 2024)
Tax Bill	$4,995 (2026)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`178-20-814-012`

Property Details

APN / Parcel Number

Primary APN	`178-20-814-012`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,390 sqft Living Area
Gross Area	3,877 sqft
1st Floor Area	1,749 sqft
2nd Floor Area	1,641 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Frame/Stucco
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Patio/Porch
Porch Area	18 sqft
Deck Area	400 sqft
Patio Area	400 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1872 WHISPERING CIR
City	HENDERSON
State	NV
Zip	89012-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H:RS-6-MP
Legal Description	GREEN VALLEY RANCH PARCEL 25 PLAT BOOK 69 PAGE 64 LOT 12 BLOCK 1
Legal Range	62E
Legal Township	22S
Legal Section	20
Legal Subdivision	GREEN VALLEY RANCH PARCEL 25
Legal Block	1
Legal Lot Number	12
Jurisdiction	CLARK NV
Township / Civil Division	LAS VEGAS
Census Block Group	1
Census Block	1009
Census Tract	5337

Owner

1872 Whispering Cir is owned and occupied by two individuals who bought it in October 2024.

Source: Clark County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1872 WHISPERING CIR, HENDERSON, NV 89012-3223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Commercial Mortgage PIEDMONT TRUST COMPANY
May 18, 2020	Quit Claim Deed, Transfer NOBLE HM LNS
May 18, 2020	Grant Deed, Transfer · Conventional Mortgage NOBLE HM LNS
Jul 13, 2018	Bargain and Sale Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on File
Deed Sale	Oct 15, 2024 · Amount on File
Prior Sale	May 18, 2020 · Amount on File
Deed Document Number	20241495
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK NV
Property Address	1872 WHISPERING CIR, HENDERSON, NV 89012-3223
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	EQUITY TITLE OF NEVADA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1872 WHISPERING CIR, HENDERSON, NV 89012-3223

Mortgage

Document Number	202102250000796
Date	Feb 25, 2021
Instrument	20210225-0000796

Lender

Name	PIEDMONT TRUST COMPANY
Type	Non-Lending Institution
Address	GREENSBORO, NC 27408

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK NV
Recording Date	May 18, 2020
Property Address	1872 WHISPERING CIR, HENDERSON, NV 89012-3223
Document Number	0000002073
Instrument Date	May 18, 2020
Instrument	200518002073
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	EQUITY TITLE/NV

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	949 GLENDALE RD WILBRAHAM MA 010952378, WILBRAHAM, MA 01095-2378

Mortgage

Document Number	2074
Date	May 18, 2020
Instrument	200518002074

Lender

Name	NOBLE HM LNS
Type	Funding / Finance Company
Address	LAS VEGAS, NV 89117

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 17, 2035

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLARK NV
Recording Date	May 18, 2020
Property Address	1872 WHISPERING CIR, HENDERSON, NV 89012-3223
Document Number	0000002072
Instrument Date	May 15, 2020
Instrument	200518002072
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	EQUITY TITLE/NV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,366.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	949 GLENDALE RD WILBRAHAM MA 010952378, WILBRAHAM, MA 01095-2378

Mortgage

Document Number	2074
Date	May 18, 2020
Instrument	200518002074

Lender

Name	NOBLE HM LNS
Type	Funding / Finance Company
Address	LAS VEGAS, NV 89117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 17, 2035

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLARK NV
Recording Date	Jul 13, 2018
Property Address	1872 WHISPERING CIR, HENDERSON, NV 89012-3223
Document Number	0000001891
Map Reference	MB 960701 PG 01052
Instrument Date	May 6, 2018
Instrument	20180713-0001891
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	EQUITY TITLE OF NEVADA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,105.90
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10752 WHISPERING CIRCLE, 10752, HENDERSON, NV 89012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1872 WHISPERING CIR, HENDERSON, NV 89012-3223
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001892
Date	Jul 13, 2018
Instrument	20180713-0001892

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2026 property tax bill for 1872 Whispering Cir was $4,995.

Source: Clark County assessment roll, as of October 22, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Clark County
Municipality	Henderson City
Unified School District	Clark County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,995.00	$217,403 Land $74,550 Building $142,853
2024		$220,473 Land $74,550 Building $145,923	$629,923 Land $213,000 Building $416,923
2023	$4,708.00
2022			$492,671 Land $138,000 Building $354,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1872 Whispering Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1872 Whispering Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 336,534 people · EPA ID NV0000076
Water Source	Purchased surface water from SOUTHERN NEVADA WATER SYSTEM
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
isp.net Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: WeLink Communications.

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