1872 Saint Thomas Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 1872 Saint Thomas Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,067 sqft · built 1987
Lot Size	0.12 acres (5,250 sqft)
Owner	Trust Name on Record
Last Sale	$790,000 (Mar 2018)
Tax Bill	$9,824 (2025)
Deeds & Mortgages	Jun 2020 Transfer May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-133-006`

Property Details

APN / Parcel Number

Primary APN	`023-133-006`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,067 sqft Living Area

Exterior

Year Built	Built 1987
Construction Type	Wood
Lot Area	5,250 sqft (0.12 acres)
Terrain	Other
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1872 SAINT THOMAS AVE
City	CAMBRIA
State	CA
Zip	93428-5518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES TR 8 BL 231 LT 8 TO 10
Legal Subdivision	TRACT 8
Legal Tract	8
Legal Block	231
Legal Lot Number	8 9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1065
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1872 SAINT THOMAS AVE, CAMBRIA, CA 93428-5518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 14, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 14, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 30, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Apr 5, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2018 · Amount on Record
Deed Sale	Mar 30, 2018 · Amount on Record
Prior Sale	May 14, 2018
Deed Document Number	0000012808
Last Transfer Date	Jun 22, 2020
Transfer Doc	0000030576
Record Updated	Jun 8, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 22, 2020
Property Address	1872 SAINT THOMAS AVE, CAMBRIA, CA 93428-5518
Document Number	0000030576
Instrument Date	Jun 17, 2020
Instrument	30576
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1872 SAINT THOMAS AVE CAMBRIA CA 934285518, CAMBRIA, CA 93428-5518

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 14, 2018
Property Address	1872 SAINT THOMAS AVE, CAMBRIA, CA 93428-5518
Document Number	0000019450
Map Reference	MB5 PG21
Instrument Date	May 10, 2018
Instrument	2018019450
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1872 SAINT THOMAS AVE, CAMBRIA, CA 93428-5518

Mortgage

Document Number	0000019451
Date	May 14, 2018
Instrument	2018019451

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 14, 2018
Property Address	1872 SAINT THOMAS AVE, CAMBRIA, CA 93428-5518
Document Number	0000019467
Instrument Date	May 7, 2018
Instrument	19467
Transaction Type	Transfer
Record Updated	May 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3508 COMBINE ST PASO ROBLES CA 934467056, PASO ROBLES, CA 93446-7056

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 30, 2018
Property Address	1872 SAINT THOMAS AVE, CAMBRIA, CA 93428-5518
Document Number	0000012808
Instrument Date	Mar 28, 2018
Instrument	12808
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$869.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3508 COMBINE ST PASO ROBLES CA 934467056, PASO ROBLES, CA 93446-7056

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 5, 2017
Property Address	1872 SAINT THOMAS AVE, CAMBRIA, CA 93428-5518
Document Number	0000014860
Instrument Date	Mar 6, 2017
Instrument	14860
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1792 VACAVILLE CA 956961792, VACAVILLE, CA 95696-1792

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,824.00 (+4.05%)	$898,882 (+4.04%) Land $455,130 Building $443,752
2023	$9,442.00 (+2%)	$863,978 (+2%) Land $437,457 Building $426,521
2022	$9,257.00	$847,038 Land $428,880 Building $418,158

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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