1872 Gatewood Ford Rd, Deer Lodge, TN 37726 Property Records

Morgan County property record for 1872 Gatewood Ford Rd, Deer Lodge, TN 37726

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,350 sqft · built 1955
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (May 2023)
Tax Bill	$305 (2025)
Deeds & Mortgages	May 2023 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065023 01000`

Property Details

APN / Parcel Number

Primary APN	`065023 01000`
Alternative APN	`023 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Shed	1 Shed
Shed Area	3 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	1872 GATEWOOD FORD RD
City	DEER LODGE
State	TN
Zip	37726-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	110100

Owner

1872 Gatewood Ford Rd is owned and occupied by an individual who bought it in May 2023.

Source: Morgan County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1872 GATEWOOD FORD RD, SUNBRIGHT, TN 37872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer
Apr 7, 2020	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Deed Document Number	0000306230
Deed Book / Page	306 / 230
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	May 18, 2023
Property Address	1872 GATEWOOD FORD RD, DEER LODGE, TN 37726-4002
Document Number	000306/230
Book / Page	306 / 230
Instrument Date	May 18, 2023
Instrument	83770
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 CUMBERLAND MOUNTAIN LN, SUNBRIGHT, TN 37872-2808

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	1872 GATEWOOD FORD RD, DEER LODGE, TN 37726-4002
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	CONCORD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000250/386
Date	Apr 7, 2020
Book Page	250/386
Instrument	70576

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	246 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2016
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.25%
Index	1-Year CMT
Max Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 1872 Gatewood Ford Rd was $305.

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$305.00	$11,200 Land $3,425 Building $7,775
2023		$19,200 (-) Land $3,425 Building $15,775
2022	$522.00	$19,200 Land $3,425 Building $15,775	$76,800 (+71.43%) Land $13,700 Building $63,100
2021			$44,800 Land $13,700 Building $31,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1872 Gatewood Ford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1872 Gatewood Ford Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 96% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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