1872 Carlotta Dr, Concord, CA 94519 Property Records

Contra Costa County property record for 1872 Carlotta Dr, Concord, CA 94519

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1949
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Jul 2020)
Tax Bill	$9,671 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-185-004-8`

Property Details

APN / Parcel Number

Primary APN	`114-185-004-8`
Alternative APN	`114-185-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,922 sqft Living Area
1st Floor Area	1,922 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	267 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1872 CARLOTTA DR
City	CONCORD
State	CA
Zip	94519-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	MONTE GARDENS #2 LOT 51
Legal Subdivision	MONTE GARDENS #2
Legal Lot Number	51
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	332000

Owner

1872 Carlotta Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1872 CARLOTTA DR, CONCORD, CA 94519-1302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MERIWEST CU
Jul 10, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Feb 2, 2017	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Prior Sale	Mar 29, 2013
Deed Document Number	2020137140
Prior Transfer Date	Apr 14, 2016
Prior Transfer Doc	0000072196
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1872 CARLOTTA DR, CONCORD, CA 94519-1302
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1872 CARLOTTA DR, CONCORD, CA 94519-1302

Mortgage

Document Number	0000021387
Date	Mar 7, 2024
Instrument	2024-021387

Lender

Name	MERIWEST CU
Type	Credit Union
Address	SAN JOSE, CA 95153

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 28, 2044

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 10, 2020
Property Address	1872 CARLOTTA DR, CONCORD, CA 94519-1302
Document Number	0000137140
Instrument Date	Jul 7, 2020
Instrument	137140
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1872 CARLOTTA DR CONCORD CA 945191302, CONCORD, CA 94519-1302

Mortgage

Document Number	137141
Date	Jul 10, 2020
Instrument	137141

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1872 CARLOTTA DR, CONCORD, CA 94519-1302
Document Number	0000028689
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	LSI TITLE COMPANY, LSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1872 CARLOTTA DR CONCORD CA 945191302, CONCORD, CA 94519-1302

Mortgage

Document Number	0000028689
Date	Feb 15, 2017
Instrument	28689

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1872 Carlotta Dr was $9,671.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,455 (+2%) Land $441,631 Building $358,824
2025	$9,671.00	$784,761 Land $432,972 Building $351,789
2023	$9,260.00 (+1.27%)	$754,290 Land $416,160 Building $338,130
2022	$9,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1872 Carlotta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1872 Carlotta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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