1872 Biscayne Dr, Winter Park, FL 32789 Property Records

Orange County property record for 1872 Biscayne Dr, Winter Park, FL 32789

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 969 sqft · built 1959
Lot Size0.155 acres (6,748 sqft)
OwnerIndividual Name on Record
Last Sale$405,000 (Dec 2025)
Tax Bill$5,313 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-22-29-4076-03-090

Property Details

APN / Parcel Number

Primary APN12-22-29-4076-03-090
Alternative APNs
  • 292212407603090
  • 344317
  • 349575
  • 353945

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area969 sqft Living Area
Gross Area1,098 sqft
1st Floor Area969 sqft
Utility Area60 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1990
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,748 sqft (0.155 acres)
Lot Width50 ft Width
PorchFinished/Open Porch
Porch Area69 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1872 BISCAYNE DR
CityWINTER PARK
StateFL
Zip32789-3503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionKAROLINA ON KILLARNEY M/105 LOT 9 BLK C
Legal Range29E
Legal Township22S
Legal Section12
Legal SubdivisionKAROLINA ON KILLARNEY
Legal Tract4076
Legal BlockC
Legal Lot Number9
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1023
Census Tract19000

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1872 BISCAYNE DR, WINTER PARK, FL 32789-3503
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 25, 2020Deed of Trust, Mortgage · VA Mortgage
ASSET MUTUAL MTG
Feb 12, 2019Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 26, 2025 · Amount on Record
Deed SaleDec 26, 2025 · Amount on Record
Prior SaleFeb 12, 2019 · Amount on Record
Deed Document Number2025735975
Prior Transfer DateJan 4, 2005
Prior Transfer Doc0000189524
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 26, 2025
Property Address1872 BISCAYNE DR, WINTER PARK, FL 32789-3503
Document Number0000735975
Map ReferenceMB M PG 105
Instrument DateDec 22, 2025
Instrument20250735975
Transaction TypeTransfer
Record UpdatedJan 9, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1822 WELTIN ST, ORLANDO, FL 32803-2748

Transferred To (Grantee/Buyer)

NameVerified Name
Address1872 BISCAYNE DR, WINTER PARK, FL 32789-3503

Mortgage

Document Number0000735976
DateDec 26, 2025
Instrument20250735976
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1872 BISCAYNE DR, WINTER PARK, FL 32789-3503
Document Number0000357413
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1872 BISCAYNE DR WINTER PARK FL 327893503, WINTER PARK, FL 32789-3503

Mortgage

Document Number0000357413
DateJun 30, 2020
Instrument357413
Lender
NameASSET MUTUAL MTG
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 12, 2019
Property Address1872 BISCAYNE DR, WINTER PARK, FL 32789-3503
Document Number0000089476
Instrument DateFeb 8, 2019
Instrument89476
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyBROKERS TITLE/LONGWOOD I LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,701.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1872 BISCAYNE DR WINTER PARK FL 327893503, WINTER PARK, FL 32789-3503

Mortgage

Document Number89477
DateFeb 12, 2019
Instrument89477
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 11, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,450 (-1%) Land $135,000 Building $165,450$300,450 (-1%) Land $135,000 Building $165,450
2025$5,313.00 (+4.38%)$303,490 (+7%) Land $135,000 Building $168,490$303,490 (+7%) Land $135,000 Building $168,490
2024$5,090.00 (+8.25%)
2023$4,702.00 (+65.21%)$283,643 (+35.24%) Land $135,000 Building $148,643$283,643 (+15.75%) Land $135,000 Building $148,643
2022$2,846.00 Homeowner's exemption$209,737$245,049 Land $119,900 Building $125,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER PARK, CITY OF (3 WPS)
serves 82,984 people · EPA ID FL3481482
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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