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1872 Biscayne Circle Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1872 Biscayne Circle Dr, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,422 sqft · built 1995
Lot Size0.578 acres (25,200 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (Jul 2015)
Tax Bill$8,154 (2024)
Deeds & MortgagesApr 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone VE (high risk)
APN23-2S-26-0365-00I00-0060

Property Details

APN / Parcel Number

Primary APN23-2S-26-0365-00I00-0060

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories3 Stories
Building Area3,422 sqft Heated Area
Gross Area6,181 sqft
1st Floor Area3,422 sqft
Upper Floors Area1,007 sqft
FlooringWood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialStone
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialShingle
Lot Area25,200 sqft (0.578 acres)
Lot Dimensions1,400 ft deep x 1,800 ft wide
PorchOpen Porch
Porch Area182 sqft
Deck Area841 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number232S26036500I000060
Street Address1872 BISCAYNE CIRCLE DR
CityNAVARRE
StateFL
Zip32566-2953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBISCAYNE POINTE LOT 6 BLK I AS DES IN OR 3446 PG 579
Legal Range26W
Legal Township02S
Legal Section23
Legal SubdivisionBISCAYNE POINTE
Legal Block1
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1009
Census Tract10827

Owner

Source: Santa Rosa County records · APN 23-2S-26-0365-00I00-0060

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1872 BISCAYNE CIRCLE DR, NAVARRE, FL 32566-2953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Mar 19, 2018Deed of Trust, Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 21, 2015 · Amount on Record
Deed SaleJul 21, 2015 · Amount on Record
Deed Document Number201526654
Deed Book / Page3446 / 0579
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1872 BISCAYNE CIRCLE DR, NAVARRE, FL 32566-2953
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1872 BISCAYNE CIRCLE DR, NAVARRE, FL 32566-2953

Mortgage

Document Number0041070283
DateApr 21, 2021
Book Page4107/283
Instrument202126405
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1872 BISCAYNE CIRCLE DR, NAVARRE, FL 32566-2953
Document Number0037121209
Instrument DateMar 19, 2018
Transaction TypeMortgage
Record UpdatedApr 10, 2018
Title CompanyNAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1872 BISCAYNE CIRCLE DR NAVARRE FL 325662953, NAVARRE, FL 32566-2953

Mortgage

Document Number0037121209
DateMar 26, 2018
Book Page003712/001209
Instrument11446
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueMar 25, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$8,154.00 (+1.81%) Homeowner's exemption Disabled Person's exemption$724,338 (+3%)$953,447 (-8.93%) Land $440,657 Building $512,790
2023$8,009.00 (+2.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$703,241 (+3%)$1,046,894 (+9.6%) Land $440,657 Building $606,237
2022$7,826.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$682,758$955,175 Land $440,657 Building $514,518

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108271, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 248 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies271 units insured (23 under condo master policies)
209 of 248 individual policies on primary residences
Nearby Flood Claims31 (1995–2020)
Claims Outside the SFHA7 of 31
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Flood Events
  • Hurricane Sally (Sep 2020), 15 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (Apr 2014), 2 claims
  • Hurricane Frances (Sep 2004), 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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