Hillsborough County property record for 18713 Pepper Pike, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 8,218 sqft · built 1998 |
| Lot Size | 1.1 acres (48,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,363,200 (May 2026) |
| Tax Bill | $19,710 (2025) |
| Deeds & Mortgages | May 2026 Sale Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012984-0144 |
| Primary APN | 012984-0144 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 8,218 sqft Living Area |
| Gross Area | 10,234 sqft |
| 1st Floor Area | 6,394 sqft |
| 2nd Floor Area | 1,824 sqft |
| Flooring | Marble |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 48,202 sqft |
| Lot Dimensions | 200 ft deep x 214 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 924 sqft |
| Porch | Open Porch |
| Porch Area | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129840144 |
|---|---|
| Street Address | 18713 PEPPER PIKE |
| City | LUTZ |
| State | FL |
| Zip | 33558-5315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CHEVAL POLO AND GOLF CLUB PHASE ONE A LOT 7 BLOCK 3 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 09 |
| Legal Subdivision | CHEVAL POLO AND GOLF CLUB PHASE ONE A |
| Legal Phase | 1 |
| Legal Tract | ID |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11522 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 18713 PEPPER PIKE, LUTZ, FL 33558-5315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| May 21, 2026 | Warranty Deed, Transfer TITLE MARK, TITLEMARK |
| Jan 11, 2023 | Deed of Trust, Mortgage · Line of Credit THE BANK OF TAMPA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Dec 10, 1993 · Amount on Record |
| Deed Document Number | 2026196258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 21, 2026 |
| Property Address | 18713 PEPPER PIKE, LUTZ, FL 33558-5315 |
| Document Number | 0000196258 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026196258 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | TITLE MARK, TITLEMARK |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,670,782.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18713 PEPPER PIKE, LUTZ, FL 33558-5315 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18713 PEPPER PIKE, LUTZ, FL 33558-5315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 18713 PEPPER PIKE, LUTZ, FL 33558-5315 |
| Document Number | 0000012799 |
|---|---|
| Date | Jan 11, 2023 |
| Instrument | 2023012799 |
| Name | THE BANK OF TAMPA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,751,944 (+61.25%) Land $426,160 Building $1,325,784 | $1,751,944 (-1.07%) Land $426,160 Building $1,325,784 | |
| 2025 | $19,710.00 (+9.16%) Homeowner's exemption | $1,086,504 (+5.99%) | $1,770,932 (+2.17%) Land $425,080 Building $1,345,852 |
| 2023 | $18,056.00 (+2.85%) Homeowner's exemption | $1,025,129 (+3%) | $1,733,375 (+3.99%) Land $319,770 Building $1,413,605 |
| 2022 | $17,556.00 Homeowner's exemption | $995,271 | $1,666,943 Land $318,990 Building $1,347,953 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 99 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 99 in force |
| Nearby Flood Claims | 11 (1993–2017) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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