Montgomery County property record for 18712 Falling River Dr, Gaithersburg, MD 20879
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,220 sqft · built 2006 |
| Lot Size | 0.035 acres (1,517 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jul 2007) |
| Tax Bill | $4,517 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-03548520 |
| Primary APN | 09-03548520 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 740 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,517 sqft (0.035 acres) |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03548520 |
|---|---|
| Street Address | 18712 FALLING RIVER DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20879-6227 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RT8.0 |
| Legal Description | WHETSTONE RUN |
| Legal Subdivision | WHETSTONE RUN |
| Legal Block | 3 |
| Legal Lot Number | 28 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 700733 |
18712 Falling River Dr, a townhouse, is owned and occupied by two individuals who bought it in July 2007.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18712 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 1, 2017 | Deed of Trust, Mortgage · Conventional with PMI COASTAL LNDG GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2007 · Amount on File |
| Deed Sale | Jul 9, 2007 · Amount on File |
| Deed Document Number | 200780717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18712 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0603640112 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 60364/112 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18712 FALLING RIVER DR, GAITHERSBURG, MD 20879-6227 |
| Document Number | 0546350134 |
| Book / Page | 054635 / 000134 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 18712 FALLING RIVER DR GAITHERSBURG MD 208796227, GAITHERSBURG, MD 20879-6227 |
| Document Number | 0546350134 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 054635/000134 |
| Name | COASTAL LNDG GRP |
|---|---|
| Address | BALTIMORE, MD 21224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,500 (+7.93%) Land $150,000 Building $297,500 | $447,500 (-) Land $150,000 Building $297,500 | |
| 2025 | $4,517.00 (-4.91%) | $414,633 (+18.84%) | $447,500 (+28.26%) Land $150,000 Building $297,500 |
| 2024 | $4,750.00 (+37.96%) | ||
| 2023 | $348,900 Land $150,000 Building $198,900 | $348,900 Land $150,000 Building $198,900 | |
| 2022 | $3,443.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18712 Falling River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18712 Falling River Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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