Hillsborough County property record for 18710 Geraci Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,780 sqft · built 1978 |
| Lot Size | 1.11 acres (48,378 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,900 (May 2017) |
| Tax Bill | $3,855 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013070-0025 |
| Primary APN | 013070-0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 48,378 sqft |
| Lot Dimensions | 424 ft deep x 130 ft wide |
| Garage Type | Open |
| Garage Area | 550 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 12 sqft |
| Patio Area | 138 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0130700025 |
|---|---|
| Street Address | 18710 GERACI RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ASC-1 |
| Legal Description | COMM AT SW COR OF NW 1/4 OF SW 1/4 OF SE 1/4 RUN E 271.93 FT N 15 DEG 46 MIN 30 SEC E 208.4 FT E 470 FT TO POB THN N 01 DEG 43 MIN 42 SEC E 70 FT N 75 DEG 25 MIN 49 SEC E 367.87 FT S 37 DEG 40 MIN 00 SEC E 200 FT AND W 480.38 FT TO POB |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 10 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Lot Number | 49890 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11109 |
18710 Geraci Rd is owned and occupied by an individual who acquired it in November 2022.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18710 GERACI RD, LUTZ, FL 33548-4987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 14, 2022 | Intrafamily Transfer, Transfer NATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGCY OF FL INC |
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2017 · Amount on File |
| Deed Sale | May 20, 2017 · Amount on File |
| Prior Sale | May 5, 2014 · Amount on File |
| Deed Document Number | 2017196267 |
| Deed Book / Page | 24955 / 1421 |
| Last Transfer Date | Nov 11, 2022 |
| Transfer Doc | 0000535891 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18710 GERACI RD, LUTZ, FL 33548-4987 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 18710 GERACI RD, LUTZ, FL 33548-4987 |
| Document Number | 0000548631 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022548631 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 18710 GERACI RD, LUTZ, FL 33548-4987 |
| Document Number | 0000535891 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 2022535891 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | NATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGCY OF FL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1871O GERACI RD, 1871O, LUTZ, FL 33548 |
| Name | Verified Name |
|---|---|
| Address | 18710 GERACI RD, LUTZ, FL 33548-4987 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 18710 GERACI RD, LUTZ, FL 33548-4987 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0271961072 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 27196/1072 |
| Instrument | 2019540673 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 20, 2017 |
| Property Address | 18710 GERACI RD, LUTZ, FL 33548-4987 |
| Document Number | 0000196267 |
| Book / Page | 24955 / 1421 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 2017196267 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | BAY CITY TITLE PARTNERS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,952.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18710 GERACI RD, 18710, LUTZ, FL 33548-4987 |
| Name | Verified Name |
|---|---|
| Address | 18710 GERACL RD, LUTZ, FL 33548-4987 |
| Document Number | 0000196268 |
|---|---|
| Date | May 20, 2017 |
| Instrument | 2017196268 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 18710 Geraci Rd was $3,855 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,269 (+2.7%) | $381,939 (+1.77%) Land $126,742 Building $255,197 | |
| 2025 | $3,855.00 Homeowner's exemption | $220,320 | $375,296 Land $116,081 Building $259,215 |
| 2023 | $3,404.00 (+11.17%) Homeowner's exemption | $207,875 (+8.1%) | $347,551 (-7.23%) Land $96,537 Building $251,014 |
| 2022 | $3,062.00 Homeowner's exemption | $192,292 | $374,636 Land $88,838 Building $285,798 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18710 Geraci Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 19 (1996–2024) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18710 Geraci Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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