1871 S Rumsey Rd, Osseo, MI 49266 Property Records

Hillsdale County property record for 1871 S Rumsey Rd, Osseo, MI 49266

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,152 sqft · built 2004
Lot Size	2.35 acres (102,366 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Sep 2018)
Tax Bill	$358 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-036-300-019-36-6-2`

Property Details

APN / Parcel Number

Primary APN	`08-036-300-019-36-6-2`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Lot Area	102,366 sqft (2.35 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1871 S RUMSEY RD
City	OSSEO
State	MI
Zip	49266-9061
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM SW COR SEC TH N ALG W LN SEC & C/L S RUMSEY RD 989 FT M/L TO PNT 1651 FT S OF E-W1/4 LN SD SEC TH E 445 FT TO POB TH CONT
Legal Range	02W
Legal Township	06S
Legal Section	36
Legal Subdivision	False
Jurisdiction	HILLSDALE MI
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3081
Census Tract	50600

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1871 S RUMSEY RD, OSSEO, MI 49266-9061
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 25, 2018	Intrafamily Transfer, Transfer NOT AVAILABLE, MIDSTATE TITLE
Sep 21, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE 1 INC
Sep 25, 2018	Intrafamily Transfer, Transfer MIDSTATE TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Jun 28, 2006 · Amount on Record
Deed Book / Page	1703 / 179
Prior Transfer Date	Sep 20, 2018
Prior Transfer Doc	1703/0443
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	1871 S RUMSEY RD, OSSEO, MI 49266-9061
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001782/92
Date	Dec 21, 2020
Book Page	1782/92

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Sep 25, 2018
Property Address	1871 S RUMSEY RD, OSSEO, MI 49266-9061
Document Number	1703/0443
Book / Page	1703 / 0443
Instrument Date	Sep 20, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	NOT AVAILABLE, MIDSTATE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 S RUMSEY RD, OSSEO, MI 49266-9061

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 21, 2018
Property Address	1871 S RUMSEY RD, OSSEO, MI 49266-9061
Document Number	01703/0179
Book / Page	1703 / 0179
Instrument Date	Sep 20, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,247.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1871 S RUMSEY RD, 1871, OSSEO, MI 49266-9061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2351 N SAND LAKE RD, HILLSDALE, MI 49242-9213

Mortgage

Document Number	0001703181
Date	Sep 21, 2018
Instrument	1703/181

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Sep 25, 2018
Property Address	1871 S RUMSEY RD, OSSEO, MI 49266-9061
Document Number	1703/0445
Book / Page	1703 / 0445
Instrument Date	Sep 20, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1871 S RUMSEY RD, OSSEO, MI 49266-9061

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Adams Township
Unified School District	Pittsford Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$358.00 (-45.84%) Homeowner's exemption	$42,700 (+19.27%)	$85,311 (+19.2%) Land $19,565 Building $65,746
2023		$35,800	$71,571 Land $13,455 Building $58,116
2021	$661.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
DMCI Broadband Fixed Wireless	40 / 10

May also be available: Verizon.

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