1871 Karas Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 1871 Karas Ct, Concord, CA 94521

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,032 sqft · built 2000
Lot Size0.402 acres (17,513 sqft)
Owner2 Individual Names on Record
Last Sale$1,245,000 (Sep 2021)
Tax Bill$12,314 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Mar 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN117-040-116-8

Property Details

APN / Parcel Number

Primary APN117-040-116-8
Alternative APN
  • 117-040-116

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area3,032 sqft Living Area
1st Floor Area3,032 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Lot Area17,513 sqft (0.402 acres)
Garage TypeAttached
Garage Area664 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1871 KARAS CT
CityCONCORD
StateCA
Zip94521-1552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7934 L10
Legal SubdivisionSUBDIVISION 7934
Legal Tract7934
Legal Lot Number10
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1001
Census Tract333102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1871 KARAS CT, CONCORD, CA 94521-1552
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 2, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Feb 9, 2026Intrafamily Transfer, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE
Mar 20, 2024Intrafamily Transfer, Transfer
Sep 10, 2021Grant Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Aug 3, 2020Grant Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on Record
Deed SaleSep 10, 2021 · Amount on Record
Prior SaleAug 3, 2020 · Amount on Record
Deed Document Number2021253559
Last Transfer DateMar 8, 2024
Transfer Doc0000025583
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1871 KARAS CT, CONCORD, CA 94521-1552
Transaction TypeMortgage
Record UpdatedFeb 18, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1871 KARAS CT, CONCORD, CA 94521-1552

Mortgage

Document Number0000128991
DateApr 29, 2021
Instrument2021-128991
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1871 KARAS CT, CONCORD, CA 94521-1552
Transaction TypeMortgage
Record UpdatedFeb 18, 2026
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
Address1871 KARAS CT, CONCORD, CA 94521-1552

Mortgage

Document Number0000071145
DateMar 9, 2021
Instrument2021-071145
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.72%
Type Change DateMar 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.72%
Index1-Year CMT
Margin3
Max Rate7.72%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1871 KARAS CT, CONCORD, CA 94521-1552
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1871 KARAS CT, CONCORD, CA 94521-1552

Mortgage

Document Number0000179945
DateDec 2, 2022
Instrument2022-179945
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateFeb 9, 2026
Property Address1871 KARAS CT, CONCORD, CA 94521-1552
Document Number0000012444
Map ReferenceMB 420 PG 26
Instrument DateFeb 3, 2026
Instrument2026- 012444
Transaction TypeTransfer
Record UpdatedFeb 18, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1871 KARAS CT, CONCORD, CA 94521-1552

Mortgage

Document Number0000012445
DateFeb 9, 2026
Instrument2026- 012445
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Change FrequencyMonthly

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateMar 20, 2024
Property Address1871 KARAS CT, CONCORD, CA 94521-1552
Document Number0000025583
Map ReferenceMB 420 PG 26
Instrument DateMar 8, 2024
Instrument2024-025583
Transaction TypeTransfer
Record UpdatedApr 1, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1871 KARAS CT, CONCORD, CA 94521-1552

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 10, 2021
Property Address1871 KARAS CT, CONCORD, CA 94521-1552
Document Number0000253559
Map ReferenceMB 240 PG 26
Instrument DateSep 8, 2021
Instrument2021-253559
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1871 KARAS CT, CONCORD, CA 94521-1552

Mortgage

Document Number0000253560
DateSep 10, 2021
Instrument2021-253560
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 3, 2020
Property Address1871 KARAS CT, CONCORD, CA 94521-1552
Document Number0000160371
Instrument DateJul 30, 2020
Instrument160371
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,099.00
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1871 KARAS CT CONCORD CA 945211552, CONCORD, CA 94521-1552

Mortgage

Document Number160372
DateAug 3, 2020
Instrument160372
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueAug 2, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityConcord City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,052,217 (+2%) Land $427,686 Building $624,531
2025$12,314.00 (+17.85%) Homeowner's exemption$1,031,586 (+18.71%) Land $419,300 Building $612,286
2023$10,449.00 (+7.63%) Homeowner's exemption$868,981 Land $403,019 Building $465,962
2022$9,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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