1871 E Ray St, Hernando, FL 34442 Property Records

Citrus County property record for 1871 E Ray St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	900 sqft Living Area
Lot Size	87,120 sqft (2 acres)
Occupancy	Owner Occupied
Last Sale	$192,000 (2025)
Tax Bill	$2,504.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-27-0020-120.B

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1871 E RAY ST, HERNANDO, FL 34442-4935
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2025 · Amount on Record
Deed Sale	Jun 19, 2025 · Amount on Record
Prior Sale	Mar 30, 2022 · Amount on Record
Deed Doc Number	2025037179
Deed Book / Page	3576 / 2000
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 30, 2022
Property Address	1871 E RAY ST, HERNANDO, FL 34442-4935
Document Number	0032681021
Book / Page	3268 / 1021
Map Reference	MB 8 PG 16-18
Instrument Date	Mar 29, 2022
Instrument	2022022368
Transaction Type	Transfer
Record Updated	Feb 02, 2023
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2770 ROOSEVELT BLVD APT 6252, 6252, CLEARWATER, FL 33760-2573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 E RAY ST, HERNANDO, FL 34442-4935

Mortgage

Document Number	0032681023
Date	Mar 30, 2022
Instrument	3268/1023

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,504.00 (+14.23%)	$163,930 (+18.18%) Land $50,000 Building $113,930	$163,930 (+18.18%) Land $50,000 Building $113,930
2024	$2,192.00 (+5.38%) Additional exemption filed	$138,713 (+6.76%) Land $30,000 Building $108,713	$138,713 (+6.76%) Land $30,000 Building $108,713
2023	$2,080.00 (+45.35%) Additional exemption filed	$129,924 (+44.63%) Land $28,000 Building $101,924	$129,924 (+44.63%) Land $28,000 Building $101,924
2022	$1,431.00 Additional exemption filed	$89,832 Land $24,600 Building $65,232	$89,832 Land $24,600 Building $65,232

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-27-0020-120.B`
Alternative APN	`3524403`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	900 sqft Living Area
Stories	1 Stories

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Asphalt Roof
Lot Area	87,120 sqft (2 acres)

Utilities and HVAC

Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3524403
Street Address	1871 E RAY ST
City	HERNANDO
State	FL
Zip	34442-4935
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	TRACT B A PORTION OF LOT 120 HERCALA ACRES UNIT NO 2 ACCORDING TO THE MAP OR PLAT THEREOF AS RECORDED IN PB 8 PGS 16 THRU 18
Legal Subdivision	HERCALA ACRES UNIT 2
Legal Tract	B
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2005
Census Tract	450705