1871 Catlin Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1871 Catlin Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,072 sqft · built 2012
Lot Size	5.72 acres (249,163 sqft)
Owner	Individual Name on File
Tax Bill	$12,976 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04300-00-00-018F0`

Property Details

APN / Parcel Number

Primary APN	`04300-00-00-018F0`
Alternative APN	`9073`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,072 sqft Finished Area
Basement Area	2,292 sqft
Finished Basement	1,660 sqft
Unfinished Basement	632 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	249,163 sqft (5.72 acres)

Exterior Amenities

Porch	Slab
Porch Area	568 sqft
Deck Area	294 sqft
Patio Area	294 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1871 CATLIN RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Legal Subdivision	SURVEY OF ROGER W RAY & ASSOCIATES INC
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	1
Census Block	1001
Census Tract	11000

Owner

1871 Catlin Rd is owned and occupied by an individual who acquired it in August 2011.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1871 CATLIN RD, CHARLOTTESVILLE, VA 22901-5314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 20, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 3, 2017	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2011
Transfer Doc	4062/016
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1871 CATLIN RD, CHARLOTTESVILLE, VA 22901-5314
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010144
Date	Aug 23, 2022
Instrument	202200010144

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1871 CATLIN RD, CHARLOTTESVILLE, VA 22901-5314
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5635/742
Date	Nov 5, 2021
Book Page	5635/742
Instrument	2021-00018510

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1871 CATLIN RD, CHARLOTTESVILLE, VA 22901-5314
Document Number	0000008271
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 CATLIN RD CHARLOTTESVILLE VA 229015314, CHARLOTTESVILLE, VA 22901-5314

Mortgage

Document Number	0000008271
Date	Jul 6, 2020
Book Page	005344/000317
Instrument	8271

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1871 CATLIN RD, CHARLOTTESVILLE, VA 22901-5314
Document Number	0000003074
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1871 CATLIN RD CHARLOTTESVILLE VA 229015314, CHARLOTTESVILLE, VA 22901-5314

Mortgage

Document Number	0000003074
Date	Apr 8, 2019
Book Page	005152/000267
Instrument	3074

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Interest

Rate Type	Adjustable Rate

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	1871 CATLIN RD, CHARLOTTESVILLE, VA 22901-5314
Document Number	0000002871
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1871 CATLIN RD CHARLOTTESVILLE VA 229015314, CHARLOTTESVILLE, VA 22901-5314

Tax Assessment & Valuation

The 2026 property tax bill for 1871 Catlin Rd was $12,976, up 4.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,976.00 (+4.28%)	$1,451,400 (+4.27%) Land $561,800 Building $889,600	$1,451,400 (+4.27%) Land $561,800 Building $889,600
2025	$12,443.00	$1,391,900 Land $505,400 Building $886,500	$1,391,900 Land $505,400 Building $886,500
2023	$10,911.00	$1,277,700 Land $458,400 Building $819,300	$1,277,700 Land $458,400 Building $819,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1871 Catlin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1871 Catlin Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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